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Registered Rep. August 27, 2014 Kevin McKinley |
One Lump Sum or Small Payments? "Should I take my pension in monthly payments, or roll the lump sum over to an IRA?" It's a common question you may get from retiring clients.  |
Registered Rep. April 1, 2005 Kevin McKinley |
In Praise of the Lump When a retiring client's employer presents him with a choice between a monthly pension check and a lump-sum payment, the choice is usually a simple one. Accepting the lump is usually the most lucrative choice for the client and the advisor.  |
The Motley Fool December 3, 2010 Dan Caplinger |
Don't Flub This Million-Dollar Decision Whether to take a lump sum or monthly payments from your pension can make or break your retirement.  |
The Motley Fool February 24, 2009 Dan Caplinger |
Stop Risking Your Life Savings In good markets and bad, you constantly face the same question: How much risk should you really take?  |
Financial Planning March 1, 2011 Donald Jay Korn |
Pension Tension Old-fashioned pensions might be disappearing, but they haven't vanished.  |
Financial Planning February 1, 2013 George Yacik |
Weighing a Pension Payout Take the money and run? It is a question advisors face as retirees get offered lump-sum bonanzas.  |
Registered Rep. November 1, 2005 Todd K. Ballenger |
Trading Down to a Better Retirement Without preying on your clients' fears, you can use the concern over the real estate bubble to do something that financial advisors should have been doing all along: talk about real estate as part of the comprehensive investment plan.  |
Registered Rep. October 23, 2013 Kevin McKinley |
Five Reasons to Keep a Life Insurance Policy Even a couple who seems to be financially-independent will find that an "unneeded" life insurance death benefit may actually come in handy down the road.  |
Registered Rep. November 29, 2012 Kevin McKinley |
Getting Out of Health Care Limbo Many clients and prospects have already retired but are not yet eligible for Medicare. Here are their options for getting out of health care limbo.  |
AskMen.com March 18, 2001 Luis Rodrigues |
Start Planning For Your Retirement  |
BusinessWeek September 17, 2007 Nanette Byrnes |
Can Retirees Afford This Much Risk? Public pensions may have grown addicted to high-risk alternative investments.  |
Financial Advisor July 2008 David J. Drucker |
Retirement On Hold With a shaky market, retirement plans must be rethought, modified and, hopefully, salvaged.  |
Financial Advisor October 2010 Steve Parrish |
Time To Rebuild Financial advisors can help battered business owners plan for the future.  |
Registered Rep. July 21, 2010 Kevin McKinley |
The Social Security Flip In the current economic environment one of the greatest challenges faced by financial advisors is how to boost income for retired, risk-averse clients.  |
The Motley Fool February 25, 2005 Robert Brokamp |
5 Steps to Financial Triage What to do when life throws you a big-ticket curveball.  |
The Motley Fool October 10, 2006 Dan Caplinger |
Pension Protection or Pilfering? The recent changes to the laws governing pensions are just the latest example of why it's important to think carefully about the choices you have as you enter retirement.  |
The Motley Fool May 26, 2010 Dan Caplinger |
Get the Most From Social Security The right decision is harder than you think.  |
The Motley Fool November 2, 2010 Dan Caplinger |
This Will Cause the Next Financial Crisis Pension funds are getting desperate, turning to risky strategies to make minimal cash.  |
Registered Rep. June 26, 2015 Mark Miller |
When Retirement Comes Early Planners need to consider a range of more practical questions with clients weighing an early retirement.  |
Registered Rep. July 30, 2012 Kevin McKinley |
Income Strategies for Early Retirees Those who stop working before reaching their "Golden Years" require a specific sort of assistance.  |
The Motley Fool April 19, 2007 Dan Caplinger |
Raiding Your Retirement for a Down Payment Even though you should be cautious about using your retirement money to fund a down payment on a home, there are still some situations in which it makes sense to use retirement funds as a source of liquidity.  |
Investment Advisor June 2007 David Juliano |
A Win-Win Retirement Plan Nonqualified benefit plans are great opportunities for executives who have maximized their qualified plan contributions. These benefit plans are also attractive recruiting and retention tools for employers.  |
The Motley Fool December 10, 2008 Dan Caplinger |
The Easiest Returns You'll Ever Find You do have some control over one part of your retirement support system. When you decide to take Social Security will greatly affect how much money you and your loved ones receive throughout your golden years.  |
The Motley Fool December 31, 2004 |
The Reverse Mortgage Lowdown You can sell your home but stay in it -- sort of. A reverse mortgage allows you to convert the equity in your home into a lump-sum payment, monthly income, or a line of credit.  |
AskMen.com Michael Estrin |
How to Determine What You Can Afford Financial tips on determining what big-ticket items you can afford to buy.  |
The Motley Fool December 22, 2006 Chuck Saletta |
You Can Take It With You With pensions giving way to self-managed retirement accounts, your financial future really is in your hands.  |
The Motley Fool July 20, 2010 Dan Caplinger |
Do This to Make Your Money Last a Lifetime Tips to making your assets last longer in retirement.  |
The Motley Fool October 20, 2006 Dan Caplinger |
Are You a Bad Investor? Learning about investing and financial planning isn't always easy, but it's part of being a responsible adult member of society. Workers owe it to themselves to take advantage of the numerous options at their disposal to help them make the most of their savings.  |
Commercial Investment Real Estate Mar/Apr 2008 Christopher G. Hurn |
SBA Solutions In the hyper-competitive commercial real estate marketplace, successful brokers and agents can utilize a relatively little-known financing source to help clients secure the ideal property for their needs, the Small Business Administration 504 loan program.  |
Financial Planning July 1, 2009 Ed Slott |
Rare Victory The U.S. Tax Court ruled recently that a 72(t) payment plan was not modified when the IRA holder took an additional distribution for education. This decision may give IRA owners some much-needed flexibility if they need more funds for certain purposes.  |
Registered Rep. January 28, 2015 Kevin McKinley |
Early Retirees Should Make the Most of Their Mortgages Ignoring this portion of a client's financial picture could mean less flexibility, and more money going toward taxes -- especially for those who would rather retire sooner than later.  |
The Motley Fool March 10, 2010 Dan Caplinger |
This Strategy Will Save Your Retirement It's not just about income. Even retired investors can afford to invest a modest amount in growth stocks.  |
The Motley Fool September 17, 2004 Roy Lewis |
Retirement Loans: Is the Interest Deductible? Make sure that you think things through before you decide to borrow against your plan.  |
Financial Planning September 1, 2005 Roccy DeFrancesco |
The 1% Solution Here's a new way to monetize real estate while still paying interest on a mortgage.  |
The Motley Fool May 21, 2004 Roy Lewis |
Pension Loan Breaks Tax law permits a few breaks on loan interest for those borrowing against their future.  |
Registered Rep. June 1, 2012 Kevin McKinley |
Goosing Returns by Reducing Taxes Take a look at your clients' 1040s to show how you can save them real money right now, and in retirement.  |
Financial Planning August 1, 2007 Len Reinhart |
Role Reversal The financial planning industry will have to meet the challenge of creating and managing portfolios that outlive their owners, provide inflation protection and guarantee financial peace of mind in the retirement years.  |
The Motley Fool April 27, 2011 Chuck Saletta |
Raiding the Future to Pay for Today If forced to tap your nest egg early, try to do it efficiently. If a 6% to 7% draw on your retirement money is enough to close your cash flow gap, you may want to consider preferred shares.  |
The Motley Fool March 2, 2010 Dan Caplinger |
The Wrong Way to Fix Your 401(k) Taking money out to invest the way you want isn't the right answer.  |
Financial Advisor October 2005 Jeffrey Rattiner |
Mining The 1040 Here is a sampling of the types of information that can be found when analyzing a 1040 from a financial planning perspective.  |
AskMen.com Terence Channon |
Must-Have Long-Term Savings It may seem like some of these financial ventures are much too far in the future to worry about right now, but if you want to reach your financial goals, these must-have long-term savings are the only way to get there.  |
Investment Advisor August 2009 Tere D'Amato |
Expert's Corner: Time to Talk Insurance Advisors should make sure clients' insurance portfolios are in great shape because they may need them now more than ever.  |
The Motley Fool December 2, 2009 Dan Caplinger |
Will This Move Save You From the Next Crash? Employers are adjusting 401(k) investments, but you still have to be careful. Employers clearly want to protect themselves from any potential allegations that the target funds they have within their plans mislead workers.  |
On Wall Street January 1, 2013 Mira Fine |
Tax Tips for Business Owners What advisors can still do to protect business owners assets even though last year is gone.  |
Registered Rep. March 9, 2012 Mark Miller |
Six Ways Pension Annuities Almost Always Beat a Lump Sum Even if a lump sum is a choice for your client, think twice before advising a client to take it.  |
Financial Planning October 1, 2008 Richard K. Fullmer |
Reducing Retirement Risk How should retirees configure their portfolios for the long term, while not exposing themselves to inappropriate risk?  |
The Motley Fool February 2, 2010 Dan Caplinger |
This Dumb Move Could Kill Your Retirement After having gotten burned by the bear market, public pension funds are doing the financial equivalent of betting it all on red -- and the consequences could be devastating for the millions of public employees who are counting on them for their retirement.  |
The Motley Fool September 26, 2006 Selena Maranjian |
How to Take Your Pension If you've got a pension, you're in the minority of workers today. Here are some tailor-made tips for you.  |
The Motley Fool January 19, 2010 |
5 Reasons Your Taxes Might Change When it comes to taxes, there's always more to learn. Let us help.  |
The Motley Fool August 25, 2010 Dan Caplinger |
3 New Rules for a Richer Retirement The same old strategies won't work anymore.  |