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Commercial Investment Real Estate May/Jun 2005 John Hosmer |
Repayment Options Borrowers who defeased loans in the last four years kept in check their visceral reaction to defeasance premiums and analyzed its effects on the underlying commercial real estate transaction.  |
National Real Estate Investor June 1, 2005 Matt Hudgins |
Why the Checkout Line to Defease is Lengthening Skyrocketing property values are the biggest engine driving defeasance in 2005. The capital pouring into commercial real estate has outstripped supply, with the resulting competition to acquire properties exerting upward pressure on sale prices and property values in general.  |
Commercial Investment Real Estate May/Jun 2009 Traci Jervis & Jen Kraft |
Demystifying Defeasance The credit markets are frozen and conduit lenders are not lending, but defeasance transactions are still closing. What role does this financing strategy play in today's market?  |
Commercial Investment Real Estate May/Jun 2008 Campbell & Walsh |
Exist Strategies Comparing yield maintenance and defeasance can help investors determine the best alternative to fixed-rate financing.  |
Commercial Investment Real Estate Nov/Dec 2011 Taylor Liska |
Cost Comparison: A Case Study When looking to extinguish fixed-rate debt, borrowers have two alternatives: yield maintenance or defeasance.  |
Commercial Investment Real Estate Nov/Dec 2011 Taylor Liska |
What's Your Exit Strategy? There are many factors to consider when entering into a fixed-rate commercial real estate loan; what's often forgotten is how to get out. Borrowers should map out all options at the start of the loan process.  |
Commercial Investment Real Estate Sep/Oct 2010 Regan Campbell |
Choosing a Defeasance Consultant Borrowers may need help navigating this complicated exit strategy.  |
National Real Estate Investor February 1, 2007 W. Joseph Caton |
Attached Strings to Conduit Loans As a property investor's real estate management needs and development skills expand, the nature of the loans that investor buys into begins to take on new meaning.  |
Commercial Investment Real Estate May/Jun 2005 John Hosmer |
Defeasance Decision Checklist Loan defeasance is an option for many commercial real estate owners. The following checklist can help property owners when making a defeasance decision.  |
Commercial Investment Real Estate Jul/Aug 2011 David F. Webb |
The Lending Scene Commercial mortgage-backed securities' return brightens the picture in primary markets.  |
National Real Estate Investor May 1, 2006 Matt Hudgins |
Year of the Mega Loan Large loans and mushrooming CMBS issuance drove commercial real estate financing levels to an all-time high last year, but lenders say a slowing pace of transactions could temper loan volume as 2006 unfurls.  |
Commercial Investment Real Estate Mar/Apr 2003 Len Deering |
Multifamily Property Owners Benefit From Competitive Financing Soft occupancies force lenders to be more creative in competing for multifamily loans.  |
Commercial Investment Real Estate Jul/Aug 2004 Brown & Weiss |
The Money Race Borrowers benefit as lenders chase commercial property deals.  |
National Real Estate Investor October 1, 2002 Kathleen Fitzpatrick |
Taking the Floating-Rate Gamble A slow recovery in the U.S. economy has prompted more and more borrowers to bet that interest rates won't be rising anytime soon. And still others, fueled by fears of overall uncertainty, are satisfying their appetites with flexible financing.  |
The Motley Fool December 5, 2006 Dan Caplinger |
The Negative Amortization Trap Negative amortization loans are the only way some homeowners can buy their homes, but they present a trap for the unwary. Only by managing your finances carefully can you avoid a potentially disastrous result.  |
Commercial Investment Real Estate Jul/Aug 2010 Jeffrey Wolfer |
The Lending Landscape Despite the restricted market, borrowers still face many decisions when it comes to securing capital for commercial real estate projects.  |
National Real Estate Investor December 1, 2004 |
CMBS Issuance On Track for Record Volume in 2004 Issuance of Commercial Mortgage-Backed Securities is Headed for Record Levels... Ripple Effect of Insurer Scandal... Impact of Prepayment Penalties... etc.  |
Registered Rep. August 24, 2015 Lynn O'Shaughnessy |
Tackling Student Debt Because high levels of student loan debt are far more common than they used to be, you should expect queries from clients about how to minimize their own balances, in addition to those of their grown children.  |
The Motley Fool July 13, 2007 Dan Caplinger |
A Tale of Two Borrowers Unfortunately, many homeowners never consider that they may not really be able to afford the home they own. As painful as it is to give up your home, it's not worth risking financial ruin to stay in a home you can't pay for.  |
The Motley Fool October 26, 2007 Dan Caplinger |
Don't Cut Off ARMs to Spite Your Face Mortgage products aren't the problem. Borrowers are. Used correctly, option ARMs provide flexibility that can be extremely helpful to borrowers whose cash flow isn't steady and predictable.  |
Commercial Investment Real Estate Nov/Dec 2014 Pruitt & DeRensis |
CMBS Maturity Wave Commercial mortgage-backed securities lending has shown signs of health to the tune of $84 billion issued in 2013, and issuance anticipated to approach $100 billion in 2014  |
Commercial Investment Real Estate May/Jun 2013 Jeffrey M. Goodman |
A Bridge to Success Interim loans can span the multifamily lending gap.  |
The Motley Fool October 9, 2008 Dan Caplinger |
The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.  |
Commercial Investment Real Estate Jul/Aug 2015 Brooks R. Smith |
Loan Commitments Borrowers should negotiate early and often.  |
The Motley Fool June 7, 2011 Cindy Johnson |
More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan.  |
Commercial Investment Real Estate Sep/Oct 2013 Jeff Rauth |
Follow the Money What are today's most financeable deals? Several market forces currently at work foretell a stronger lending environment in the next 12 to 18 months.  |
The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt.  |
BusinessWeek October 29, 2009 Henry et al. |
Credit Creaks into Gear With a big boost from the feds, investors again like securities backed by assets like car loans -- but it'll take years for lending to flow freely.  |
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources  |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.  |
Commercial Investment Real Estate Sep/Oct 2011 Thomas R. Petty |
Loan Language What can borrowers negotiate under today's stricter standards?  |
Commercial Investment Real Estate Jul/Aug 2012 Gantz et al. |
CMBS Concerns Are securitized loans worth the trouble?  |
The Motley Fool January 26, 2005 Selena Maranjian |
When Debt Is Too Good to Be True Beware of interest-only mortgages and other extreme loans.  |
The Motley Fool February 15, 2011 Selena Maranjian |
Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually.  |
Financial Planning June 1, 2010 Donald Jay Korn |
College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam.  |
Commercial Investment Real Estate Jonathan A. Peckham |
Borrower Beware Most commercial mortgage lenders charge application, due diligence, and loan commitment fees, but do your clients know what that money really is buying? Often, it is less than they think.  |
Commercial Investment Real Estate May/Jun 2006 A. Barry Cappello |
Making It Work Investors soon may feel the effects of a cooling real estate market through subtle and not-so-subtle shifts in the way lenders view commercial real estate loans. When lenders' requirements tighten, borrowers should consider these options.  |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.  |
BusinessWeek March 19, 2007 Peter Coy |
Under The Fed's Hammer How Fed rate hikes have turned into a regressive tax on weak borrowers.  |
Finance & Development March 2011 Irena Asmundson |
What Are Financial Services? In the aftermath of the global crisis, there has been a call for tighter regulation of financial services. But what is a financial service?  |
BusinessWeek September 11, 2006 Mara Der Hovanesian |
Nightmare Mortgages They promise the American Dream: A home of your own - with ultra-low rates and payments anyone can afford. Now, the trap has sprung.  |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.  |
The Motley Fool May 3, 2011 Cindy Johnson |
SEC Fears Banks Are Putting Lipstick on Piggish Loans Are overvalued real estate loans inflating the book value of your bank?  |
The Motley Fool April 25, 2011 Morgan Housel |
Why Big Banks Are Cheap Loans dropping; watch out below!  |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer...  |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement.  |
Commercial Investment Real Estate Jul/Aug 2013 Steve Zorich |
Off Balance Do commercial borrowers benefit from bank relationships?  |
Financial Advisor February 2006 Gail Liberman |
Burning Down The House? Although home equity lines of credit are a useful financial planning tool, a growing chorus of experts is concerned that consumers could be overextending themselves as rates rise.  |
The Motley Fool January 24, 2007 Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill.  |
The Motley Fool June 1, 2004 Selena Maranjian |
Get Record-Low Rates This is a great time to consolidate your student loans and save money.  |