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Investment Advisor February 2010 Marlene Y. Satter |
Insurance Update: Along for the Rider If your clients are looking for limited disability coverage without taking on a whole new policy, they could look at life insurance.  |
Registered Rep. May 20, 2014 Alan Lavine |
Should You Buy a Critical Care Rider? More than 10 insurers, including American General, Prudential and Nationwide Guardian, have added chronic illness riders to their life insurance policies, according to published reports.  |
Investment Advisor November 2006 |
Falling Term Insurance Rates The Hartford's changes in underwriting have resulted in more categories and lower rates. Here's an example of how the rates for a 10-year term life policy have dropped.  |
Registered Rep. February 15, 2011 Alan Lavine |
Getting Life Insurance For Clients With Medical Conditions It's getting easier for clients with pre-existing medical conditions to get life insurance coverage today.  |
Investment Advisor November 2006 Marlene Y. Satter |
Insuring the (Previously) Uninsurable Getting through the underwriting has become a major issue in buying life insurance, whether whole or term. But cancer may no longer disqualify individuals for life insurance coverage.  |
Financial Planning February 1, 2010 Ilana Polyak |
You Should Live So Long Offered only since 2005, longevity insurance can protect against living a very, very long time by providing income at the tail end of retirement.  |
Financial Planning September 1, 2007 Joseph A. Tomlinson |
Live Long and Prosper How can you help clients balance their asset needs with longer life expectancies? Longevity insurance may do the trick.  |
U.S. Banker July 2007 Lee Conrad |
If Your Client Has Hit the Big Five-O, Does She Have Another 50 Years to Go? The danger of clients outliving their money is a reality, as more people reach their 100th birthdays. Insurers are responding with innovative products that address that growing need.  |
Financial Advisor May 2008 Tracey Longo |
Living Long, Living Well A handful of insurers and advisors have been touting "longevity insurance" for several years now -- an income annuity-based product they hoped would catch fire with retirees frightened of going broke.  |
Financial Planning November 1, 2011 Donald Jay Korn |
Barely Covered When the going gets tough, the tough cut costs. Clients worried about their finances may think about dumping big expenses that may seem to be a luxury, such as disability insurance. In this case, they would likely be wrong.  |
Financial Advisor September 2012 Alan Lavine |
The Price Of Old Age Longevity insurance may appeal to some clients who want guaranteed income late in life.  |
Managed Care September 2007 |
Ninety Percent of Adults Eligible For Medicare Have Drug Coverage A study from the University of Michigan Institute for Social Research finds that 90 percent of Americans age 65 and older now have prescription drug coverage, compared to more than 75 percent who were covered in 2004.  |
Investment Advisor July 1, 2011 Marlene Y. Satter |
Rx for Disability Your physician and dentist clients in search of coverage may be interested in a different definition of disability.  |
Investment Advisor March 2007 Marlene Y. Satter |
High-Level Security Advisors who cater to the ultra-high-net-worth now have a new resource for client life insurance coverage.  |
The Motley Fool August 5, 2010 Selena Maranjian |
Bet Against Your Early Death Longevity insurance can prevent you from running out of money in retirement.  |
The Motley Fool January 2, 2009 Dan Caplinger |
How to Never Run Out of Money A relatively new twist on a traditional insurance product promises some relief for those looking to protect themselves from outliving their retirement savings -- but is it the best option for you?  |
Insurance & Technology June 16, 2004 Anthony O'Donnell |
The Hartford Boosts E-Service The company is demonstrating how carriers can improve the claims experience for their policyholders and independent agent business partners with online initiatives.  |
BusinessWeek May 2, 2005 Carol Marie Cropper |
A Combo Policy For Long-Term Care Life insurance with an accelerated benefits rider can be used to cover the cost of nursing homes if the policyholder needs it for long term care.  |
Investment Advisor October 2010 Marlene Y. Satter |
Life Sales Up, but Ownership Overall Down Sales of insurance are recovering, but many still are without policies.  |
Financial Advisor November 2011 Jim Frederick |
Building A Moat Advisors give longevity insurance another look as clients face longer life spans and financial anxiety.  |
Investment Advisor November 2007 Marlene Y. Satter |
The Swinging Pendulum For a while, disability insurance was tough to get, but it's loosening up now. Here are some ways financial planners can help.  |
Managed Care February 2008 |
Insurers to Face Financial Challenges A new report from a global credit rating organization suggests that insurers will need to navigate a challenging financial landscape in 2008.  |
On Wall Street July 1, 2011 J. Graydon Coghlan |
The Risk Of Living Too Long It is now crucial to help your clients find ways to fund those extra years and ensure they have quality of life, not just quantity.  |
Insurance & Technology July 25, 2005 Wendy Toth |
Lights, Camera, Action! In hopes of encouraging the hiring and retention of people with disabilities and to raise awareness about the need for disability insurance, The Hartford Financial Services sponsored the New York and Los Angeles premieres and advanced screenings of the documentary Murderball.  |
Insurance & Technology February 6, 2008 Anthony O'Donnell |
Insurers Seek Competitive Edge Through Underwriting Analytics Underwriters have come to appreciate technology much the way agents have.  |
On Wall Street March 1, 2011 Elizabeth Wine |
Five Questions With Joseph F. Coughlin Joseph F. Coughlin, director of the MIT AgeLab, leads a research program aimed at understanding the behavior of the 45-and-older population. He talks about how advisors fall short in dealing with this demographic.  |
The Motley Fool June 14, 2011 James P. Miller |
Murphy Oil: A Few Bumps in the Road, but Growth Prospects Still Look Strong After closely tracking its industry over the past several years, shares of Murphy Oil have weakened lately, underperforming the energy sector throughout 2011.  |