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The Motley Fool November 28, 2008 Dan Caplinger |
The Retirement Ripoff You Can't Afford Insurance companies are making changes to annuities that will make them an even worse deal for investors.  |
The Motley Fool November 10, 2011 Dan Caplinger |
Avoid This "Safe" Investment Today Guaranteed investments cost too much.  |
The Motley Fool February 18, 2011 Dan Caplinger |
Are Variable Annuities Right for You? Variable annuity sales are way up, but are they a smart move?  |
The Motley Fool May 27, 2009 Dan Caplinger |
Don't Pay Too Much for This Investment When it comes to guaranteed variable annuities, buyers are paying more for protection than they did in recent years -- even though the market has already dropped substantially.  |
Financial Advisor May 2010 Alan Lavine |
Sizing Up Annuities In the wake of the recent financial meltdown, the income guarantees offered by annuities have become quite attractive. The payouts are appealing, but do your homework.  |
The Motley Fool October 9, 2009 Dan Caplinger |
This Much-Hated Investment Could Actually Help You Few investments inspire such devotion and scorn as annuities.  |
On Wall Street October 1, 2012 Dave Lindorff |
Indexed Annuities Grab the Spotlight Indexed annuities have gained popularity while variable annuities have softened, as the players on the buy and sell side change.  |
Financial Planning April 1, 2011 Allan S. Roth |
DIY Annuity Why not build an equity-indexed annuity-like portfolio for your client yourself? In addition to sporting lower fees, it will offer the key advantage of helping your client control irrational financial behavior by bringing peace of mind.  |
Registered Rep. October 1, 2002 Pamela J. Black |
Not So Easy Riders The bear market has created interest in annuities that offer guarantees on returns. A look at riders being offered to protect value, improve liquidity, etc.  |
Registered Rep. December 18, 2012 Alan Lavine |
Uh, Sorry...Can We Have That Back? Several insurance companies are following in the footsteps of The Hartford and offering to buyback variable annuities with guaranteed lifetime income. Should your clients take the cash?  |
U.S. Banker December 2005 |
Investment products: Index-Rate Annuity Sales Surge at Banks Nationwide A once-obscure product, the equity-indexed annuity, is climbing steadily in popularity -- representing a major sales opportunity for banks -- thanks to its higher recent returns than the traditional fixed annuity.  |
The Motley Fool January 19, 2011 Dan Caplinger |
Stay Away From These Investments The complexity of index annuities completely outweighs any protection they offer.  |
BusinessWeek February 7, 2005 Ellen Hoffman |
Annuities: Don't Believe The Hype Many of the tax benefits of variable annuities no longer exist, but the hard sell continues  |
Financial Advisor July 2011 Gail Liberm |
Aiming For Advisors New annuity products and platforms are being designed to appeal to fee-only advisors.  |
Registered Rep. May 18, 2010 Alan Lavine |
No-Load Annuities Gain Momentum As more wirehouse registered reps join RIAs or start their own, as income tax rates rise, and as Baby Boomers continue their march into retirement, expect investments in no-load variable annuities to grow.  |
The Motley Fool July 25, 2007 Buz Livingston |
Beware of Brokers Bearing Annuities Be careful, be very careful, when listening to sales pitches from insurance agents promoting retirement planning. Big commissions and poor performance can cost you.  |
Registered Rep. June 1, 2005 |
Could Fear of Variable Annuities Have Anything to Do With This? According to a study, equity-indexed annuities accounted for 30% of total annuity sales last year, up from just 6% in 2002.  |
BusinessWeek September 24, 2007 Aaron Pressman |
Retirement Made Complicated Why equity-indexed annuities have a bad name and what investors need to know.  |
The Motley Fool October 31, 2006 Buz Livingston |
A Foolish Trick: EIAs Equity indexed annuities are like horror flicks: Bad things just keep happening.  |
Registered Rep. May 1, 2012 Diana Britton |
Annuities: Growing Pains Since the beginning of 2011, three insurance carriers -- Sun Life Financial, Genworth Financial and, most recently, The Hartford -- have exited the annuity business altogether.  |
Financial Advisor June 2012 Alan Lavine |
Tough Business Major players exit variable annuities, but VA sales are up overall.  |
Financial Planning February 1, 2006 Patrick Ferrer |
Annuities Special: Fee Factor When your clients buy annuities, do you really know what they're paying for?  |
The Motley Fool March 24, 2005 Robert Brokamp |
Annuities: Who Needs Them? Looking for an expensive, ho-hum way to save for retirement? Then an annuity might be for you.  |
The Motley Fool February 24, 2004 J. Graham |
Beware of Brokers Bearing Annuities Annuities may sound good, but their costs overwhelm their benefits. Stockbrokers and financial advisors love to sell annuities because of the high commissions they reap. My ex-broker sold one to me, and it has proven to be the most restrictive, highest-cost, least-liquid, and poorest-performing investment in my portfolio.  |
On Wall Street January 1, 2012 John Diehl |
Lifting The Cloud Over Annuities Anyone who sells annuities knows two things to be true: annuities can deliver significant value to clients and they are also one of the most misunderstood financial products on the market.  |
Financial Planning February 1, 2005 Donald Jay Korn |
All Fixed Up? Low returns have dampened the demand for fixed annuities, but will the aging of America spur sales of fixed annuities?  |
BusinessWeek June 23, 2011 Margaret Collins |
Variable Annuities: Lifelong Income, High Cost Guarantees make annuities more appealing - and more complex.  |
Financial Planning May 1, 2011 Joseph A. Tomlinson |
Income Choices Retirement income is a growth industry, and the menu of products is expanding fast. Immediate annuities and variable annuities with living benefits are established products, while longevity insurance and standalone living benefits are more recent additions.  |
Financial Planning May 1, 2011 Donald Jay Korn |
Nice Niche Two product lines in the fixed annuity category set sales records in 2010. Index annuities (up 6%) and immediate annuities (up 2%) both recorded modest increases over 2009, but they did reach the highest levels on record, according to Beacon Research in Evanston, Ill.  |
Financial Advisor November 2011 Alan Lavine |
Finding A Floor Annuities gain traction in a world of low returns.  |
Financial Advisor March 2011 Alan Lavine |
Looking For Protection Index annuities promise to deliver a guaranteed retirement return, but their costs and complexity are two serious trade-offs.  |
Investment Advisor October 2010 Victor Connor |
Annuities: A Better Answer Than Social Security The biggest fear of all retirees is running out of money before they run out of life.  |
Financial Advisor March 2004 Tracey Longo |
Making The Grade With Variable Annuity Exchanges With the creation of one-shot wrinkle reducers like Botox, battery-operated automobiles and cloned humans, can a world where there is no need to replace variable annuities be far off?  |
Financial Advisor June 2007 Mary Rowland |
What's It Worth? A consultant shines a light into the dark hole of equity-indexed annuities.  |
Registered Rep. October 1, 2006 Stan Luxenberg |
The Best of Both Worlds Is the line between funds and annuities disappearing? Not yet; regulators and corporate bureaucracies insist on separating the two investments. But in the next decade, the distinctions could blur.  |
The Motley Fool June 3, 2010 John Rosevear |
Is This the Lamest Investment Ever? Annuity sales are on the rise. Should you consider one?  |
CFO March 1, 2007 Marie Leone |
Beware the Fine Print Despite some welcome improvements, variable annuities still scream ''caveat emptor.''  |
The Motley Fool February 26, 2007 Dan Caplinger |
Spring Cleaning for Your Investments Just as getting rid of some unnecessary junk around the house can be good for your personal well-being, taking a critical look at your investments from time to time is extremely valuable.  |
The Motley Fool May 3, 2010 Dan Caplinger |
Do These ETFs Work After All? Research suggests criticism of leveraged ETFs may be unfair.  |
Financial Planning February 1, 2007 Donald Jay Korn |
New-Wave Annuities From reduced-risk participation in the stock market to longevity insurance, financial planners have an expanding array of annuities to meet client needs.  |
Registered Rep. September 17, 2012 Alan Lavine |
Insuring Income You'd like to insure at least part of your client's income for life. But do you choose a variable annuity with a guaranteed lifetime withdrawal benefit? Or an immediate annuity?  |
Financial Planning February 1, 2006 Donald Jay Korn |
Annuities Special: The Right Rider Boomers want guaranteed lifetime income, but don't want to buy an immediate annuity. Variable annuity issuers think they have a solution.  |
Financial Advisor February 2007 Tracey Longo |
Variable Annuities Get Sales Boost Do you really want to get your clients' attention as they prepare for retirement? Talk to them about variable annuities.  |
Financial Planning October 1, 2006 Frank O'Connor |
Reference for Riders Variable annuities now come with a slew of optional riders to choose from. Here's what you should consider.  |
The Motley Fool December 12, 2011 Dan Caplinger |
Yet Another Goldman Investment You Shouldn't Buy Equity-linked CDs aren't what you think.  |
On Wall Street November 1, 2008 Elizabeth Wine |
Seeking Unsexy Annuities Annuities have received a bad rap of late for their high fees and confusing contracts. But as other investments tank, clients are once again looking for guaranteed income streams from their portfolios.  |
Registered Rep. August 15, 2011 Alan Lavine |
Investors Flock to Variable Annuities With Guaranteed Benefits, But Beware Retiring baby boomers are pouring their money into variable annuities with guaranteed lifetime withdrawal benefits.  |
Financial Advisor July 2007 Eric Rasmussen |
Learning To Live With Annuities Many financial planners hate annuities, but they may be attractive for clients with longer lives.  |
Registered Rep. January 1, 2007 Alan Lavine |
Fish or Fowl? Are equity-indexed annuities securities or insurance? The NASD offered only loose recommendations to member firms about how sales of this product should be conducted and supervised, but most broker/dealers are implementing them anyway.  |
Registered Rep. November 14, 2014 Kevin McKinley |
Tapping Annuities for an Early Retirement Annuities can offer nearly unlimited savings potential and unique benefits that can pique the interest of would-be early retirees.  |