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U.S. Banker July 2007 Joseph Salesky	Mobile-Phone Banking: Coming to a Bank Near You The mobile phone is moving beyond voice communication and is poised to change the landscape with mobile banking.
Bank Technology News October 2007 Glen Fest	Authentication: Can You Protect Me Now? Banks have critical decisions to make regarding mobile's unique vulnerabilities, and there's been little consensus on the right security play for multi-factor authentication.
Bank Technology News May 2010 John Adams	Out of Band Finds Its Voice Against Hackers Institutions are ready to embrace new protections that take advantage of SMS, voice biometrics or secure browsers to further authenticate users and transactions.
Bank Technology News August 2009 Daniel Wolfe	Traditional Texts Hang Tough in a Sea of Innovation While smart phones get exponentially smarter and app stores burst at the seams, banks and consumers are not only still using basic text messaging - the mode is maturing to mainstream status.
Bank Technology News December 2007	Mobile banking: Are Texting Services Here to Stay or Not? Text-message banking isn't considered a killer app, but qualifies as the easiest road to launching mobile financial services.
CIO November 11, 2009 Jeremy Kirk	New Markets: Apps That Use Your Phone to Fight Credit Card Fraud SMS service notifies customers when their cards are charged, helping them identify fraudulent transactions faster.
Bank Technology News December 2008 Glen Fest	The Paradoxes Of Mobile Adoption A new Javelin Strategy & Research report reveals layers of paradox involving mobile banking security.
Bank Systems & Technology December 23, 2007 Nancy Feig	Mobile Banking Experiencing Increased Adoption Mobile banking is causing a flurry of activity in the U.S. financial services industry.
Bank Technology News November 2008 Maria Trombly	Mobile Insecurity: Reality or Just hype? The increasing functionality and numbers of mobile banking platforms creates the potential for mobile banking security issues, but industry watchers have widely divergent opinions about how serious the threat really is.
PC World May 4, 2008 Erik Larkin	Safest Way to Bank Online? Your Cell Phone Phones are off the radar for most hackers today. But Google's Android OS and the iPhone could make them more of a target.
Bank Technology News May 2010 Michael Sisk	Security Threats and Opportunities As more people adopt mobile banking and it becomes more transactional -- not just checking balances and getting alerts -- the security threats are likely to mount quickly.
PC World November 20, 2006 Andrew Brandt	Privacy Watch: Phishers Put Their Lures on Cell Phones Phishing scammers have begun sending deceptive short message service (SMS) messages to people's mobile sets.
Bank Technology News March 2003 John Carroll	A U.S. Boom Lays in Wait A funny thing happened on the way to the wireless banking revolution in the United States -- only a handful of users showed up.
Bank Technology News November 2009 John Adams	HSBC's Pipe Work Sends Texts Down the Drain First Direct's erroneously sending customers text messages with other people's transaction details earlier this fall sends a message of distrust to consumers.
Bank Technology News February 2009 Rebecca Sausner	Will Coupons Kickstart Mobile Revenue? Visa and JP Morgan hope to send customers a coupon via SMS text messaging to encourage the use of mobile banking.
Bank Systems & Technology March 30, 2004 Cynthia Ramsaran	Tripping Over Wireless Technology Banks move slowly toward adopting wireless technology as a channel and as an internal tool.
Bank Systems & Technology February 18, 2009 Ashfield & Shroyer	Security Management: An Ongoing Challenge for Banks Banks face a difficult challenge in the area of security management.
Bank Technology News January 2010 Michael Sisk	Texting The Call Center Many banks offer text-based alerts around account balances, but two-way interactions are generally limited to transactional information; and capabilities have not progressed much in the past year. Now there are signs that consumers are growing disenchanted.
Bank Technology News June 2011 John Adams	Security that Travels With You John Finley, a three-year Bank of the West vet, recently discussed the bank's plans, the utility of 'old school' SMS, and the portability of the handset as a security tool.
Bank Systems & Technology June 9, 2010 Penny Crosman	Americans' Overall Cell Phone Use Dropping Overall mobile phone adoption dropped from 85% in 2009 to 74% in 2010, according to Javelin Research. But mobile-banking-friendly smart phone usage has grown 7%.
U.S. Banker March 2008 Glen Fest	ID Theft: Thwarted Online, Fraud Goes Low-Tech Again More criminal enterprises are shifting toward off-fashioned "vishing" methods and other inexpensive alternatives to catching unwitting consumers off guard.
Bank Systems & Technology May 4, 2010 Matt Gunn	Wells Fargo Expands Popular Small Biz Mobile Banking Program The bank has been seeing double-digit growth every month for for its small business mobile banking offering.
Bank Technology News March 1, 2008 Glen Fest	Thwarted On-Line, Crime Looks to Past A new identity theft report survey finds a continuing overall decline in fraud numbers and victims, but unfortunately a rapidly rising number of "vishing" and other hands-on alternatives to catching consumers off guard.
Bank Technology News December 2007 Rebecca Sausner	SMS Use Overtakes The Web at FNB South Africa's FNB Bank rolled out mobile banking in 1999. Soon, users of its SMS banking format will outnumber those customers using Internet banking.
Bank Systems & Technology August 24, 2010 Matt Gunn	Bank of the West Launches Mobile Banking New SMS-based service available to Bank of the West online banking customers.
Bank Systems & Technology May 26, 2010 Matt Gunn	Chase Rolls Out Instant Action Text Alerts New SMS alert system notifies customers of low account balances and lets them instantly transfer funds.
Bank Technology News January 2009 Rebecca Sausner	Smart Phones Now Dominate Mobile Usage Touch screen smart phones are making a significant impact on mobile banking.
U.S. Banker December 2010 Glen Fest	Mobile Banking Lite It's cheaper and easier to offer mobile banking now that hosted services are available, and many small institutions are jumping in.
Wall Street & Technology December 19, 2007 Melanie Rodier	U.S. Banks Are Targets in 60 Percent of Worldwide Phishing Attacks Phishing attacks against global banking brands target U.S. institutions most, according to security solutions provider RSA.
Bank Systems & Technology December 1, 2006 Deena M. Amato-McCoy	The Handheld Bank Financial institutions are tapping the potential of wireless networks and mobile devices to serve their customers. As a result, these solutions are helping banks to deliver critical account information and strengthen customer relationships.
Bank Technology News November 2006 Holly Sraeel	Hold the Phones: Mobile Commerce Is Here Firethorn Holdings' recent alliance with Cingular Wireless authorizes the Atlanta-based mobile banking and payments provider to serve as a gateway between the carrier and U.S. financial institutions.
Bank Technology News January 2011 Rebecca Sausner	New Year, New Hacks? The new year is likely to bring more of the same when it comes to criminals siphoning funds from consumers and banks.
Entrepreneur August 2007 Catherine Seda	A Gr8 Way 2 Win Customers Get into your customers' pockets with SMS advertising.
Bank Systems & Technology July 12, 2010 Penny Crosman	Mobile Banking Usage Nearly Doubled in Past Year, IDC Says The good news: consumers and banks have made great progress in mobile banking adoption. The bad news: it's hard for banks to make money via mobile.
PHONE+ October 21, 2009 Amanda Berkey	Text Your Way to Marketing Success Here are some examples of how text messaging can be used to target and communicate with customers in a business-to-business setting.
Bank Systems & Technology October 8, 2009 Maria Bruno-Britz	Firethorn Mobile Banking Now Available on MetroPCS MetroPCS customers can download Firethorn's m-banking application for free to bank on-the-go with Firethorn partner banks.
Bank Technology News July 2011 John Adams	New Meaning for 'Speed to Market' Mobile moves fast, and consumers have high expectations. A trustworthy and stable tech partner is a lifeline for a busy bank IT shop.
InternetNews December 1, 2008 Richard Adhikari	PayPal Rings Up Two-Factor Security PayPal customers can now use their cell phones to authenticate their transactions through a new service that lets customers use SMS messaging to get a randomly-generated access code to log into their accounts.
Bank Systems & Technology July 29, 2008 Lance Drummond	Mobile Banking: Weighing the Lessons Learned On its way to growing its mobile banking customer base to more than 1 million users, Bank of America has successfully addressed a number of technological, cultural and marketing-related issues.
U.S. Banker February 2007 Holly Sraeel	Hold the Phones: Mobile Commerce's Here That a Tupelo bank was the first to cut a deal with Firethorn speaks to the ubiquity of cellphones and the likelihood that consumers will use them for banking.
InternetNews July 31, 2009	SMS, iPhone, Android Under Attack at Black Hat A series of researchers take the stage showing both operating system and carrier issues with SMS security.
Popular Mechanics June 2009 Seth Porges	How to Email Text Messages to Any Phone The key is to use what are known as SMS gateways. These are backdoors that transform other (usually less expensive) types of communications, such as e-mail and instant messages, into text messages.
The Motley Fool November 15, 2007 Dave Mock	Qualcomm Banks on Firethorn The wireless-technology developer thinks the time for mobile banking has finally come, and spends $210 million to buy Firethorn, a privately held firm that has developed a platform to facilitate secure transactions.
Bank Technology News July 2010 Rebecca Sausner	New Channel Stars Take the Stage Jeff Dennes, executive director of mobile money and movementatUSAA, is about as close as mobile banking comes to having a rock star.
Bank Systems & Technology February 4, 2010 Penny Crosman	17% of U.S. Adults Use Mobile Banking, Survey Finds Mobile web and SMS are the most common mobile banking technologies, but app-based banking will grow rapidly over the next 12 months, according to Luth Research.
InternetNews October 7, 2004 Sean Michael Kerner	Texting Your Google Search The company extends its reach to mobile users through SMS search service.
Bank Technology News January 2009 Rebecca Sausner	Banks Beef Up The Locks Many U.S. banks are now taking another look at their online authentication technology, and increasingly adding layers that involve out-of-band techniques and stronger fraud-detection engines.
PC Magazine May 1, 2009 Dan Costa	One Cell Phone Per Child One laptop per child is a great idea, but it's the cell phone that's really changing the developing world.
Bank Technology News May 2007 John Adams	Mobile Banking: Get Ready for the New Zealand Invasion Technology salespeople are planning to pitch to American banks and consumers a mode of wireless remote access banking they say has worked wonders in New Zealand.
Bank Technology News November 2007 Holly Sraeel	Mobile Banking 2.0: Was There a First Wave? While the benefits of mobile banking are clear, there are some issues to contend with before industry players can expect a groundswell of movement on the consumer front.