| Similar Articles |
|---|
 |
U.S. Banker
March 2008
Karen Krebsbach |
Is the OTS Obsolete? The Office of Thrift Supervision is the smallest and the agency most vulnerable to elimination, particularly with Countrywide's acquisition by Bank of America and Washington Mutual's uncertain fate.   |
U.S. Banker
July 2011
Rob Garver |
Conversion Conversation Restricted on capital. Burdened by heavy deposit insurance assessments. Threatened with losing their federal tax exemption. Little wonder credit unions are weighing conversion. |
U.S. Banker
April 2002
Robert A. Bennett |
Unfairly Treated? Is there regulatory discrimination against smaller banks and thrifts? That question is raised by how the OTS treated the $851 million-asset Progress Financial Corp. Badly chastised, management of the Philadelphia-area company is rethinking a number of key issues... |
U.S. Banker
August 2009
Anthony Malakian |
An End to the Roadblocks? The Independent Community Bankers of America's official position is that it opposes the Obama administration's branching proposal, reasoning that states should be allowed to make their own laws regarding competition. |
Bank Systems & Technology
June 18, 2009
Maria Bruno-Britz |
The Financial Industry Reacts to Obama Regulatory Proposal Although most agree with the general principles outlined in the President's financial reform plan, they find several sticking points -- and IT won't be immune. |
U.S. Banker
November 2009
Kaper & Hopkins |
Dodd's Power of Persuasion Facing long odds, the Banking Committee Chairman builds support for a plan to create a prudential regulator. But would a single agency kill the dual banking system? |
BusinessWeek
October 14, 2010
Schmidt & Mattingly |
A Thrift Regulator Fades (Sort of) into the Sunset The Office of Thrift Supervision, scheduled to expire in July 2011, will reappear in other government agencies. |
Bank Systems & Technology
May 28, 2009
Maria Bruno-Britz |
U.S. Banking Sector One Step Closer to Super Regulator Reports indicate that plans may be in the works to consolidate the current array of financial services regulatory agencies into one body. |
On Wall Street
March 1, 2010 |
Five Questions with Timothy Ryan Jr. Ryan held senior positions in the industry, from the vice chairman level at JPMorgan to Director of the Office of Thrift Supervision, where he helped in the S&L cleanup. He talks about today's regulatory needs. |
U.S. Banker
August 2010
Mark W. Olson |
Endangered Species: The State Banking Charter Should state legislatures continue to see value in funding their state bank regulators, the charter in those states would continue to have viability. |
U.S. Banker
October 2007
Karen Krebsbach |
Doing the Regulatory Revamp Dance America's bank-regulatory system is once again under the microscope, but for the first time in decades, it is under serious consideration for reorganization. |
U.S. Banker
May 2009
Anthony Malakian |
The Other Bailout Industry experts say that a confluence of events brought on by the mortgage market meltdown could be setting the stage for a surge of credit unions converting to mutual savings banks. |
National Real Estate Investor
May 1, 2008
Ben Johnson |
Regulators Turn Up Heat On Local Banks Community and mid-size banks, which comprise the bulk of all commercial real estate lending in this country, are once again under the watchful eye of regulators. |
The Motley Fool
March 26, 2007
David Lee Smith |
Here Come the Mortgage Regulators With subprime lending continuing to plummet, House and Senate hearings run the risk of further retarding a recovery in housing. |
On Wall Street
December 1, 2008
Cheyenne Hopkins |
The Obama Agenda: Reforming Regulation The fight for the presidency is over, but the battle over the future of financial services has just begun. |
OCC Bulletin
February 24, 2003 |
Mortgage Banking The purpose of this advisory is to highlight concerns and provide guidance regarding mortgage-banking activities, primarily in the valuation and hedging of mortgage-servicing assets. |
Bank Director
2nd Quarter 2009
Jack Milligan |
Scrambling for Solutions Get ready for the mother of all lobbying battles in Washington later this year when the Obama administration starts pushing its reform agenda for financial regulation in the U.S. Congress. |
U.S. Banker
July 2009
Andrew Dubinsky |
Electronic Lending Could Help Avert Another Crisis If regulators had the tools in place to effectively view complex debt instruments and the links between the financial institutions that securitize, hold, and insure them this crisis may not have happened. |
Bank Systems & Technology
November 5, 2008
Maria Bruno-Britz |
A Long Road Ahead for FIs as New Administration Takes Shape Some prognosticating as to what the financial services industry should expect in the coming four years. |
Bank Director
1st Quarter 2010
Jack Milligan |
Winds of Change These are truly challenging times for banks, and for bank directors. A weak U.S. economy has made it difficult for most institutions to find enough good lending opportunities to go around. |
U.S. Banker
May 2008
Karen Krebsbach |
Plan Draws Lukewarm Response The Treasury Department's proposal to reorganize regulation of the financial-services marketplace drew mixed reviews. |
U.S. Banker
May 2009
Michael Sisk |
The Repercussions of Reform After months of Congressional hearings, debates and some hysterics, only the broadest outlines of the new banking regulatory regime have emerged. |
HBS Working Knowledge
April 23, 2008
Dwight Crane |
The Gap in the U.S. Treasury Recommendations U.S. Treasury recommendations for strengthening the regulation of the financial system are a good start but fall short, says Harvard Business School professor emeritus Dwight B. Crane. |
Insurance & Technology
April 3, 2008
Katherine Burger |
No Surprises in Insurance Industry's Mixed Reception for Treasury Department's Endorsement of Optional Federal Charter Concerns about competitive advantage inspired the life insurance industry's welcome of the Treasury's call for an optional federal charter as part of broad regulatory reform proposals for financial services. |
Bank Systems & Technology
November 11, 2009
Maria Bruno-Britz |
Banking Groups React to Sen. Dodd's Draft Regulatory Legislation With a Big 'No' Although organizations approve of the Senate's efforts, they say it goes too far in undermining those aspects of financial services that actually work. |
The Motley Fool
July 2, 2009
Morgan Housel |
Dangerously Delaying the Inevitable In order to help the economy recover, the Obama administration relaxes the requirements for government-backed mortgage modifications. |
The Motley Fool
February 14, 2011
Alex Dumortier |
Bank These Undervalued Shares Now! Twenty years ago, super-investor Seth Klarman dedicated a full chapter to thrift conversions in his highly coveted value investing manual, Margin of Safety. |
Bank Director
3rd Quarter 2009
John Berlau |
Overregulation Plan Won't Fix Financial Crisis Initial reports indicate that these early hopes of a more accountable regulatory structure from the Obama administration have been dashed. |
Investment Advisor
May 2008
McBride & Waddell |
Seismic Shift The Treasury Secretary floats a regulatory plan that -- if implemented -- will change the financial services world as we know it. |
Bank Director
2nd Quarter 2010
Jack Milligan |
Knee Deep in Regulation As part of the fallout from the latest financial crisis, bankers are wading through new layers of regulation while scanning for clearer skies ahead. |
Bank Technology News
January 2011
Tom Hinkel |
IT's On the Front Burner In a survey conducted recently among our bank customers, we asked where they felt the primary areas of focus were for the regulators during their last examination. |
OCC Bulletin
June 17, 1999 |
Mortgage Brochure The federal Interagency Task Force on Fair Lending has published a brochure for consumers, "Looking for the Best Mortgage: Shop, Compare, Negotiate," which advises consumers to obtain information on all costs of the loan and negotiate for the best deal... |
Finance & Development
September 2009
Randall Dodd |
Overhauling the System The United States is proposing the most radical reform of financial regulation since the New Deal. |
FDIC FYI
February 7, 2002 |
Subprime Mortgage Lending Faces the Test of a Slowing Economy Entry by FDIC-insured institutions into subprime lending as a targeted line of business was largely a phenomenon of the 1990s. These lending programs are now being tested by recession, in most cases for the first time... |
U.S. Banker
July 2009
John Engen |
Match Game If the investments in companies like BankUnited result in stronger franchises, it will confirm that perhaps there is a greater role for private equity in the banking industry. |
U.S. Banker
August 2009
John Engen |
How Banking Will Change A few years from now, just how much will the crisis have changed the environment banks compete in, and the way they go about their business? |
FDIC FYI
August 15, 2002 |
Ten Largest Thrift Companies: Interest-Rate Environment Supports Strong Earnings The interest-rate environment accompanying the recession has been generally supportive of high earnings for the nation's 10 largest thrift institutions, which specialize in mortgage lending. |
U.S. Banker
March 2010
Joe Adler |
Get Ready for Rising Rates Near-zero interest rates won't last forever, and regulators are warning banks -- particularly those that added long-term assets using short-term funds -- to take steps to manage their risk. |
FDIC FYI
May 17, 2002 |
Ten Largest Thrift Companies Update Earnings of the 10 largest thrift companies increased by $830 million in the first quarter of 2002, to $1.8 billion, from $982 million in the fourth quarter of 2001, when write-downs of intangible assets and large restructuring charges held down earnings... |
U.S. Banker
May 2007
Thomas P. Vartanian |
Crisis and Opportunity In Subprime Mortgage Markets Problems in the subprime mortgage business will inevitably lead to opportunities for those who can evaluate, service or manage the underlying loans, securities and real estate. |
FDIC FYI
March 13, 2002 |
Banks and Thrifts Post Record Earnings, Insurance Funds Slide Full-year 2001 financial data for all FDIC-insured institutions, released today in the Quarterly Banking Profile, depict record bank and thrift earnings even as the reserve ratios of the FDIC insurance funds continue to slide... |
FDIC FYI
April 11, 2002 |
Economic Conditions and Emerging Risks in Banking The report describes recent signs of a consumer-led recovery in the U.S. economy that may have begun in the first quarter... |
OCC Bulletin
May 3, 2005 |
Accounting and Reporting for Mortgage Loan Commitments Interagency Advisory on Accounting and Reporting for Commitments to Originate and Sell Mortgage Loans |
FDIC FYI
November 5, 2003 |
Financial Education in a Dynamic Banking Environment While consumer credit is more available than ever, technological advances and an array of new consumer products and services have made modern banking more complex. In this arena, it is more important than ever for consumers to be educated about their rights and options regarding financial offerings. |
The Motley Fool
August 24, 2007
Joseph Khattab |
Time to Dump the Banks? After reading the FDIC's quarterly report, you may just want to dump every financial investment you own, but don't panic just yet. |
Insurance & Technology
July 25, 2005
Katherine Burger |
A Matter of Time Federal regulation of the U.S. insurance industry is coming - maybe not this year, or even for a few years, but it is inevitable. |
BusinessWeek
June 7, 2004
Dean Foust |
Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts. |
Bank Director
4th Quarter 2010
John R. Engen |
Welcome to the Great Unknown The ink is dry on Dodd-Frank, and now bank executives and board members are cracking open the 2,300-page rulebook to try to discern what it all means for the industry going forward. |
Bank Director
1st Quarter 2011 |
FDIC Lawsuit Targets Directors at Failed Banks and Thrifts; TARP'S Uncertain Legacy In a complaint filed in November of last year, the agency is seeking at least $20 million from 11 executives and directors, including five outsiders. |
FDIC FYI
May 18, 2004 |
An Update on Emerging Issues in Banking Trends in Community Banking... The Declining Number of U.S. Banking Organizations: Will the Trend Continue?... Community Banks: Their Recent Past, Current Performance, and Future Prospects... |
