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Bank Systems & Technology April 19, 2009 Peggy Bresnick Kendler |
Perspectives: Remote Deposit Capture The consumer market for remote deposit capture is only beginning to be tapped. Who are the target demographic, and will they see its value? Further, what are the challenges and risks banks must overcome to provide consumer RDC services?  |
U.S. Banker September 2009 Glen Fest |
Exam Time: RDC Safeguards Under More Scrutiny While banks depend on technology to stop duplicate deposits and other errors, the unique risk exposure in off-site capture has examiners urging even more oversight of client activity.  |
Bank Technology News September 2010 Michael Sisk |
RDC Fraud Gets A Real-Time Sleuth While all RDC vendors are addressing the risks, FIS has brought all of its real-time check fraud detection capabilities to bear on the RDC fraud risk with the rollout of Real-Time DepositShield.  |
Bank Technology News July 2011 |
Fears Delay Mobile RDC More than half of financial institutions say they plan to offer remote deposit checking in the next six months, despite fears.  |
Bank Systems & Technology February 28, 2008 Peggy Bresnick Kendler |
Can Remote Deposit Capture Drive Growth? How can banks use remote deposit capture as a competitive differentiator, and can it actually drive growth?  |
Bank Technology News December 2010 Rebecca Sausner |
Consumers 'Get' Remote Capture What sets remote deposit capture apart from other new bank technologies is that consumers seem to intuitively grasp how valuable it is, even before they've adopted it.  |
Bank Systems & Technology February 21, 2008 Taylor Vaughan |
First Tennessee Bank Expands Deposits Footprint First Tennessee Bank uses remote deposit capture to to protect existing clients and expand deposits beyond their traditional footprint.  |
Bank Systems & Technology February 21, 2008 Bob Meara |
More Banks Adopting Remote Deposit Capture Solutions A growing number of financial institutions have embraced remote deposit capture as a viable small and midsize business solution.  |
Bank Systems & Technology February 21, 2008 Danne Buchanan |
Banks Will Face Competition in the RDC Space Third parties that can decouple remote deposit capture from the deposit relationship may pose a threat to banks in the payments space.  |
U.S. Banker March 2009 Steve Bills |
Feds' RDC Guidelines Offer New Options A new set of guidelines has given bankers a better idea of how regulators will evaluate their use of remote check-image capture services, and it might prompt financial companies to accelerate their use of the technology.  |
Bank Technology News October 2007 John Adams |
Remote Capture: All Customers are External Accounts Banks are finding remote capture useful on a number of fronts.  |
OCC Bulletin July 15, 2004 |
FFIEC Information Technology Examination Handbook Providing the latest guidance on the outsourcing of technology services and the management of information technology, these booklets from the Federal Financial Institutions Examination Council continue a series of updates for the Council's 1996 Information Systems Examination. Handbook.  |
Bank Technology News January 2007 Glen Fest |
Remote Deposit Capture: RDC's Results Go Way Beyond Expense Cuts Hooking a client up with a remote check scanner can shave expenses and grow deposits. But there are also less obvious impacts on operations, product development and risks.  |
Bank Systems & Technology February 21, 2008 Ed Bacheilder |
Remote Deposit Capture Poised for Explosive Growth Remote deposit capture has the potential to do for business customers what ATMs and debit cards have done for retail customers through self service and convenient 24/7 access.  |
Bank Technology News October 2007 John F. Gainer |
Questions to Ask Before Buying RDC Here are the most important criteria that banks and credit unions should use to select their remote deposit check scanners and support services in order to ensure successful RDC rollout.  |
OCC Bulletin March 31, 2004 |
FFIEC Information Technology Examination Handbook The Federal Financial Institutions Examination Council (FFIEC) has issued the "Retail Payment Systems (RPS) Booklet" to provide updated guidance on the risks and risk management practices applicable to financial institutions' retail payment activities, including checks, card-based electronic payments, and other electronic payment media.  |
Bank Systems & Technology March 30, 2007 Deena M. Amato-McCoy |
Remote Deposit Capture Key to Survival for Many Community Banks, Finds New ABA Survey Remote deposit capture, which enables business customers to electronify paper checks in-house then electronically transfer and deposit images with their banking partner, is appealing to community banks on several levels.  |
OCC Bulletin February 20, 2001 |
Bank Secrecy Act/Anti-Money-Laundering The attached guidance was issued to help U.S. financial institutions avoid transactions that may involve the proceeds of foreign official corruption.  |
Bank Technology News April 2011 John Adams |
Talking Smack About Mobile RDC Mobile banking tech firms are trash talking over how mobile remote deposit capture should be offered, though their real dispute is about who can best calm the nerves of banks worried about missing out on the high demand for mobile RDC because of time to market issues.  |
Managed Care May 2002 Melanie Brody |
Insurers Obligated To Fight Money-Laundering Schemes Federal antiterrorist legislation enacted last October requires that health insurance companies, along with an array of other financial institutions, should have adopted and implemented programs to combat money laundering by April 24, 2002  |
Bank Systems & Technology May 1, 2006 Maria Bruno-Britz |
Electronification And Beyond For remote deposit capture -- using devices to create digital images of checks -- the adoption curve has climbed steadily, but only now is banks' use of the technology about to explode.  |
OCC Bulletin September 2, 2004 |
FFIEC Information Technology Examination Handbook Description The Federal Financial Institutions Examination Council (FFIEC) has issued two booklets that provide updated guidance on information technology operations and wholesale payment systems.  |
Bank Systems & Technology December 1, 2006 Maria Bruno-Britz |
Deutsche Bank Picks NetDeposit for Remote Deposit Capture Deutsche Bank became the latest bank to join NetDeposit's roster of remote deposit capture clients.  |
Bank Systems & Technology July 24, 2008 Maria Bruno-Britz |
FIS Introduces Consumer Remote Deposit Solution In a twist on the remote deposit capture trend, Fidelity National Information Services is bringing RDC into the home.  |
U.S. Banker May 2009 Glen Fest |
Point, Click, Truncate: Eyeing Mobile Capture Mitek announces that it has signed on two key partners to distribute its mobile capture system alongside its mobile banking and standard office-based remote deposit capture infrastructure.  |
OCC Bulletin May 19, 2004 |
Complex Structured Finance Transaction Notice of joint statement with request for public comment on the attached interagency statement concerning the complex structured finance activities of financial institutions.  |
Bank Systems & Technology January 29, 2005 Ivan Schneider |
Check Processing - Part 2: Wachovia Leverages Image Replacement Documents to Launch Remote Deposit Capture Service Given the potential savings to be had, the most likely question for companies is not whether to adopt the new RDC service, but when and from which financial services provider.  |
Wall Street & Technology November 18, 2005 |
Stronger Authentication Single-factor authentication is insufficient for online financial services, according to the Federal Financial Institutions Examination Council (FFIEC).  |
Bank Systems & Technology August 25, 2010 Penny Crosman |
Fiserv Rolls Out Mobile Deposit Capture The OEM Mitek check image capture system will let bank customers deposit checks through their cell phones.  |
Bank Technology News April 1, 2008 Glen Fest |
Small Changes Can Produce Big Gains Small-business remote deposit capture has been a tough play for banks, which often can't justify the low fee income and added support costs of such small-volume clients. But times are changing.  |
OCC Bulletin October 12, 2005 |
Authentication in an Internet Banking Environment This updated interagency guidance specifically addresses the need for risk-based assessment, customer awareness and security measures to authenticate customers using a financial institution's Internet-based services.  |
Bank Systems & Technology November 16, 2008 Peggy Bresnick Kendler |
Jack Henry Launches Leasing Program for Remote Deposit Capture Check Scanners This new leasing option enables financial institutions to provide merchants with check scanners starting at $15 a month.  |
Bank Technology News August 2007 Glen Fest |
Remote Capture: Banks Go with Slo-Mo Intro To Remote Deposit Service Banks worried about how clients handle paper are treading softly in setting up remote capture installations. But they're still carrying great expectations for the enterprise.  |
OCC Bulletin January 5, 2007 |
Complex Structured Finance Transactions: Notice of Final Interagency Statement Modifications to the initial statement address issues and concerns raised by commenters.  |
Bank Systems & Technology October 15, 2009 Nathan Conz |
Fifth Third Bank Expands Footprint With Web-Based RDC Offering By shifting to a thin-client remote deposit capture (RDC) offering, Fifth Third Bank has been able to accelerate efforts to grow deposits and expand its geographic footprint.  |
Bank Systems & Technology July 16, 2010 Matt Gunn |
USAA Passes 1.5 Million Check Deposits Via Mobile App Deposit@Mobile app accounts for more than $900 million in deposits within first year.  |
Bank Systems & Technology January 31, 2006 Maria Bruno-Britz |
Fortifying Online Banking The Federal Financial Institutions Examination Council (FFIEC) issued guidance to the financial services industry for data security in the online banking environment. Banks must perform the mandated risk assessments by the end of 2006.  |
Bank Systems & Technology July 20, 2007 Maria Bruno-Britz |
Remote Deposit Capture Rollouts Not Very Numerous Banks' RDC initiative is cited for being more conservative than once thought.  |
| OCC Bulletin |
Updated Information Security Booklet The updated booklet addresses changes in technology, risk assessments, mitigation strategies, and regulatory guidance.  |
Bank Technology News April 2010 John Adams |
Allied First Captures Moving Pilots To keep its airline pilot-heavy customer base from using larger banks to deposit checks while away from the bank's baby shoe-sized footprint, the $160 million-asset bank plans to automate remote check deposits through consumer capture for personal computers.  |
Bank Technology News May 1, 2008 Anthony Malakian |
Turns Out, If You Build It They'll Stop Coming Lowered branch transaction volume may not have been the intended result of a successful remote-deposit capture campaign, but that is exactly what's happening.  |
Bank Technology News July 2009 Chris Costanzo |
Small Business Finds Other RDC Providers Virtually all large and mid-tier banks offer remote deposit capture to corporate customers, but the industry has been slow to offer these services to the small business segment.  |
Bank Systems & Technology January 21, 2009 Maria Bruno-Britz |
Now Might be Time to Reexamine Consumer Remote Deposit Capture According to a Celent senior analyst, the consumer capture area still has some life left in it and may be worth another look.  |
Bank Technology News February 2006 John Adams |
Small Business: Heritage's Shopping Remote Capture Heritage Bank is allowing small business customers to deposit checks electronically and remotely, allowing the bank to stretch beyond its traditional footprint  |
Bank Systems & Technology December 4, 2009 Anne Rawland Gabriel |
First National Bank of Omaha Expands RDC Customer Base by 50 Percent First National Bank of Omaha combines Wausau's Remote Capture platform with Epson's CaptureOne check scanner to create a second generation, Web-enabled RDC solution.  |
Bank Technology News May 2009 Mike Reagan |
Time is Now For Payments Convergence Payments account for as much as a third of commercial bank revenue, and that makes one message clear: The payments business is directly influential to the bottom line.  |
Bank Technology News March 2011 Rebecca Sausner |
FFIEC to Revisit Online Protection Banks' security for online accounts hasn't kept pace with the threat landscape, regulators say, and sources say the FFIEC may soon update its 1995 guidance on securing online banking transactions.  |
Bank Technology News May 2005 Chris Costanzo |
Remote Check Deposit: Wells Captures A New Checking Twist Check 21 and Desktop Deposit provides fast remote capture without adding software on the user end and eliminating time-consuming trips to the branch, all through a Web portal.  |
Bank Systems & Technology March 20, 2008 Maria Bruno-Britz |
Huntington Bank Picks Panini for Remote Deposit Huntington Bank has selected Panini's Vision X check scanner for its remote deposit capture solution - On-Site Check Processing.  |
U.S. Banker October 2009 Hal Tilbury |
Teller Flow at the Heart of Capture's ROI In making the move to remote deposit capture it is critical that banks keep an open mind and seriously consider item capture at the teller workstation.  |