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U.S. Banker December 2010 Rob Garver |
SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge.  |
Commercial Investment Real Estate Sep/Oct 2013 Jeff Rauth |
Follow the Money What are today's most financeable deals? Several market forces currently at work foretell a stronger lending environment in the next 12 to 18 months.  |
U.S. Banker September 2010 Alan Kline |
Tying Loan Rates to Job Creation Loan for Hire, which runs through year-end, is part of a broader commitment by Chase to up its small-business lending by 40 percent this year over last.  |
Inc. September 2003 Amy Gunderson |
Banks May Sell Off Your Loans A secondary market for small-business loans could benefit entrepreneurs.  |
U.S. Banker February 2010 Rob Garver |
What Now? If Washington really wants to get credit flowing to small businesses, it could modify TARP, relax capital requirements and rethink its stance on industrial loan companies. Or it could do nothing at all.  |
Entrepreneur November 2004 C.J. Prince |
A Loan Time With small-business lending up across the board, now's a great time to get the capital you need.  |
U.S. Banker February 2010 Paul Davis |
Holding Pattern for Borrowers Most bankers insist that they would make a lot more small-business loans if not for two key hurdles beyond their control: Many business owners seeking loans are risky credits, and creditworthy borrowers aren't too eager to add debt.  |
U.S. Banker March 2011 Steve Garmhausen |
SBA Revamps Lending for Underserved Markets After too many defaults and too little loan volume for its Community Express program, the SBA is starting over -- and excluding banks this time.  |
U.S. Banker February 2007 Andrew Reinbach |
Are Small Banks Reevaluating A Big-Bank Technique? Scoring small-business loans is often believed to be unnecessary at the community bank level, especially if the lender and applicant know each other. But it may yet be valuable for credit quality.  |
CFO December 1, 2009 Alix Stuart |
Small Consolation Despite the lip service paid to the importance of small businesses, efforts to ease their credit woes have come up short.  |
U.S. Banker February 2010 Alan Kline |
It's Too Soon to Pull the Plug on Higher SBA Coverage In the nine months after the stimulus bill was passed, lenders originated more than $16 billion in SBA-backed loans. It s fair to say that many of those loans would not have been made if not for the increased guarantee.  |
Job Journal March 4, 2007 Julia Hollister |
Loan Officers Despite the slow housing market, loan and refinancing activity has lenders looking for help.  |
U.S. Banker April 2007 Lee Conrad |
Credit Data On the Fly For bankers with trouble luring small-business prospects into the office, BizGo's credit data via cell phone or PDA helps them make more of their field visits.  |
Entrepreneur April 2005 Crystal Detamore-Rodman |
Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in.  |
CFO March 1, 2012 Alix Stuart |
Capital vs. Confidence Banks say they want to lend to smaller companies, but credit remains tight. Is relief in sight?  |
The Motley Fool October 9, 2008 Dan Caplinger |
The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.  |
Entrepreneur August 2002 C.J. Prince |
Take This Hand Banks are looking to find a nice entrepreneur and settle down.  |
Commercial Investment Real Estate Jul/Aug 2013 Elizabeth Braman |
2013 Midyear Financing Report With an abundance of available capital, the first half of 2013 showed plenty of healthy competition to finance commercial real estate. Will this trend continue?  |
U.S. Banker April 2011 Katie Kuehner-Hebert |
How to Boom in a Bust Economy California s Inland Empire region has been one of the hardest hit in the country during the recession. But a community bank there is doing well at bringing in new business customers, partly because of an unusual partnership with an economic development organization.  |
HBS Working Knowledge August 4, 2014 |
Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons.  |
U.S. Banker September 2010 Bonnie McGeer |
Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers.  |
Inc. November 2008 Norm Brodsky |
Street Smarts: What the Financial Crisis Means for You The rules of small-business banking have changed, and that's bad news for the economy. But there are ways to cope, and there may even be a silver lining.  |
Inc. February 2008 Robb Mandelbaum |
Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image.  |
HBS Working Knowledge August 28, 2014 |
Government Can Do More to Unfreeze Small Business Credit In part three of her series on the state of small-business lending, Karen Mills discusses how public-private partnerships and government guarantee programs have the potential to enhance economic growth.  |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement.  |
Commercial Investment Real Estate Mar/Apr 2008 Christopher G. Hurn |
SBA Solutions In the hyper-competitive commercial real estate marketplace, successful brokers and agents can utilize a relatively little-known financing source to help clients secure the ideal property for their needs, the Small Business Administration 504 loan program.  |
Inc. January 1, 2003 Martin Mayer |
A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money?  |
AskMen.com March 4, 2001 Luis Rodrigues |
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer...  |
Inc. June 2006 Olympia J. Snowe |
How to fix the SBA Here is one senator's plan to make the SBA even more effective.  |
Inc. September 2003 Elizabeth Wasserman |
Time to Fix the SBA The Small Business Administration is in bad need of an overhaul. Here's Inc.'s bold plan to fix the SBA -- delivered just as the agency celebrates its 50th anniversary.  |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans.  |
Entrepreneur June 2003 C.J. Prince |
Caps Off to You! More small-business opportunities can flow freely now that the SBA has finally removed its 7(a) loan cap.  |
Entrepreneur July 2003 David Newton |
In the Balance Learn the factors banks really weigh when setting business-loan terms.  |
CFO February 1, 2011 Vincent Ryan |
Help for Small Business? Will community bankers tap a $30 billion fund intended to get capital flowing to small businesses?  |
U.S. Banker May 2009 Anthony Malakian |
States and Cities Lend a Hand on Main Street If small businesses are the "heart of the American economy," as President Barack Obama said in March, then several state and city development authorities are acting as defibrillators by giving them a jolt of much-needed working capital.  |
U.S. Banker January 2011 Les Dinkin |
Small-Business Banking Needs More Planning Small-business specialists are playing a growing role within the branch as institutions push to revitalize small-business banking in a tentative economy. But many banks still face challenges in making effective use of this expensive talent.  |
Entrepreneur August 2008 C.J. Prince |
Something to Bank On Community banks have plenty of money to lend, but intense scrutiny has raised the bar.  |
U.S. Banker January 2011 Alan Kline |
Common-Sense Ideas for Consumer Lending Even the smallest consumer loan requires almost as much documentation as a $250,000 business loan, and it's only going to get worse under Dodd-Frank.  |
U.S. Banker February 2010 Scott Anderson |
Not Just Hype -- Small Business Means Jobs Bankers are stuck between Obama's wishes and regulators heightened caution over extending credit to small firms. Meanwhile, the recovery stalls.  |
Inc. August 2003 Bobbie Gossage |
SBA Finds Another Billion for Loans The Small Business Administration has created an additional $1.4 billion in lending authority.  |
Bank Systems & Technology May 6, 2004 Cynthia Ramsaran |
First Command Bank Perks Up Loan Process Bank uses an automated loan application solution to increase productivity of loan officers.  |
Inc. March 2004 Gossage & Wasserman |
SBA Slams the Door on Borrowers In an e-mail sent out on the evening of Jan. 6, the SBA announced that 7(a) loans were going on indefinite "holiday." Through the program, the agency's most popular, the SBA backs loans for thousands of small businesses that have a hard time raising money through conventional means.  |
Entrepreneur May 2004 Stephen Barlas |
Feeling the Pinch A new proposal seeks to get the SBA's 7(a) loan program back on its feet. But what could it mean for you?  |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.  |
Commercial Investment Real Estate Nov/Dec 2009 Steve Bram |
Capital Markets Conundrum Are there viable solutions to today's financing puzzle?  |
HBS Working Knowledge July 21, 2014 |
Is a Gap in Small-Business Credit Holding Back the American Economy? A former head of the US Small Business Administration, analyzes the current state of availability of bank capital for small business.  |
AskMen.com Ross Bonander |
Small Business Loans: Stimulus Opportunities If you've ever thought about starting your own business, now is the time to do it. Uncle Sam wants to help you out with small business loans.  |
U.S. Banker July 2008 Anthony Malakian |
Small-Company Failures May Cause Big Migraines Oil has topped $139 a barrel. Food prices are skyrocketing. Utilities are pricier than ever. Inflation is on the march. It's no wonder that small-business owners are none too confident about their future. This doesn't mean there aren't opportunities for smart lending.  |
U.S. Banker July 2010 |
Why We Don't Need Any More Bank Charters Unless bank organizers can make a compelling case that consumers and business owners aren't being served by existing banks, regulators should continue to clamp down on new charters.  |
Commercial Investment Real Estate Jul/Aug 2013 Steve Zorich |
Off Balance Do commercial borrowers benefit from bank relationships?  |