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Bank Systems & Technology May 8, 2007 Maria Bruno-Britz |
IBM Launches Loan Fulfillment Company Lender Business Process Services provides lenders with technology and business process assistance for their mortgage operations.  |
Bank Systems & Technology August 1, 2007 Maria Bruno-Britz |
Lenders Focus on Customer Relationships Lenders are challenged to find ways to grow revenue in a more risk-averse climate. As always, technology is playing a key role in their efforts to adapt to the new market conditions.  |
Bank Systems & Technology November 1, 2005 Phil Britt |
Show Me the Money Mortgage lenders are investing in technologies to increase process efficiencies and enable better targeting of loan prospects, according to industry analysts.  |
Bank Systems & Technology April 1, 2005 Cynthia Ramsaran |
Echoes of the Mortgage Boom With more institutions vying for the business of fewer customers, it's more important than ever for mortgage players seeking to grow revenues to improve service by offering new and differentiated mortgage products, such as Web-based offerings.  |
BusinessWeek April 11, 2005 Justin Hibbard |
The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods.  |
Bank Systems & Technology June 2, 2004 Kristi Nelson |
The Holy Grail of Loan Processing Online lenders have a jump on unlocking the potential of straight through mortgage processing.  |
Bank Systems & Technology June 24, 2008 Maria Bruno-Britz |
Not Too Early for Lenders to Regroup and Think Ahead Yes, lenders must clean up the mess left by the credit crunch. But, after all, for every down cycle, there's a recovery, too, and they will want to make sure they're ready with the right strategies and technology for the next upswing in the market.  |
CRM February 1, 2008 Phillip Britt |
Burning Up the Paper Trail Origen Financial turns to automation to minimize a mountain of mortgage paperwork.  |
Bank Systems & Technology November 1, 2006 Maria Bruno-Britz |
Banks Redoubling STP Efforts in Lending Practices Banks finally have been able to start automating and streamlining their loan processes to the point where, one day perhaps, there will be virtually no paper or human intervention.  |
The Motley Fool March 5, 2007 Dan Caplinger |
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt.  |
U.S. Banker May 2009 Alan Kline |
Will Dismal 2008 Give Way to a Banner 2009? Will historically low mortgage interest rates draw buyers back into the home market?  |
The Motley Fool February 28, 2011 Dan Caplinger |
Why Getting a Mortgage Will Never Be the Same Lots of changes are happening to the mortgage market.  |
FDIC FYI February 7, 2002 |
Subprime Mortgage Lending Faces the Test of a Slowing Economy Entry by FDIC-insured institutions into subprime lending as a targeted line of business was largely a phenomenon of the 1990s. These lending programs are now being tested by recession, in most cases for the first time...  |
U.S. Banker April 2002 Paul Muolo |
2001 Great, But Not Perfect Residential loan volumes hit amazing records in 2001, but the picture wasn't so cheery on the servicing side...  |
The Motley Fool December 10, 2009 Morgan Housel |
The New Subprime Lender Please meet the FHA.  |
The Motley Fool May 15, 2007 Dan Caplinger |
Borrow Now or Borrow Never If you're thinking about buying a home, do your homework. Find a lender or mortgage broker early in the process, and get preapproved for a mortgage that will work for you.  |
The Motley Fool October 14, 2009 Morgan Housel |
Mortgage Lending: Partying Like It's 2005 Bank of America has softened requirements and begun authorizing some mortgage modifications without getting all the documents first.  |
Bank Technology News April 2007 Glen Fest |
Mortgage Lending: New E-Standards Expand Although the mortgage industry has stalled in the wake of a once-white-hot housing market, the momentum for expanding electronic mortgage servicing and delivery capabilities is showing signs of peaking.  |
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz |
Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come?  |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.  |
Bank Systems & Technology July 23, 2008 Orla O'Sullivan |
Fannie, Freddie Troubles May Have Been Avoided If Technology Was Used Properly As observers watch cash-strapped Fannie Mae and Freddie Mac being propped up by the government, many wonder how technology failed to save the agencies and the lenders supplying mortgages to them from being left holding the bag on so many bad loans.  |
Commercial Investment Real Estate May/Jun 2012 Howard W. Smith |
Financing Fundamentals These 5 tips help borrowers open the door to the right lender.  |
The Motley Fool July 14, 2008 Dan Caplinger |
Curtains for the American Dream? How trouble with Fannie and Freddie could affect your ability to get a mortgage.  |
Bank Systems & Technology June 24, 2008 Ann Grochala |
In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.  |
U.S. Banker March 2009 John Adams |
Automating Refi's: They'll be Careful This Time Automated origination platforms are busy again. But today's more sober underwriting environment and skittish capital markets that have rediscovered risk should prevent a rash of bad Web-enabled loans.  |
Bank Technology News October 2010 Sausner et al. |
Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today.  |
Bank Technology News November 2007 John Adams |
Mortgage: How to get "More" accurate with Loans The mortgage tumult has made lenders renew their focus on firmly understanding the true creditworthiness of their leads.  |
The Motley Fool January 28, 2008 Selena Maranjian |
Refinancing Catch-22 Mortgage refinancing is available ... for those who need it least.  |
Bank Technology News February 2009 John Adams |
They'll Be Careful This Time Today's more sober underwriting environment and skittish capital markets that have rediscovered risk should prevent a rash of bad Web-enabled loans this time around -- one hopes.  |
U.S. Banker August 2009 Glen Fest |
Brother, Can You Spare a Warehouse Line? While there are estimates that the warehouse business still has around 30 lenders providing services, a study found fewer than eight were taking new applications not tied to correspondent relationships.  |
Bank Technology News May 2005 John Adams |
Mortgage: Republic Hits Vegas With Less Paper Republic Mortgage is using imaging for customer delivery and secondary market sales in the fast growing Vegas market, shaving paper and storage costs.  |
The Motley Fool February 15, 2011 Selena Maranjian |
Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually.  |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement.  |
The Motley Fool September 25, 2007 Buz Livingston |
Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped?  |
BusinessWeek June 7, 2004 Dean Foust |
Look Out Below, Lenders The end of the mortgage boom is nigh -- and it could get ugly for banks and thrifts.  |
Bank Systems & Technology March 7, 2005 Cynthia Ramsaran |
Easing Lenders' Growing Pains While many banks are searching for innovative vendor solutions to update internal systems, others are staying ahead of the rapid growth in lending by teaming with service providers.  |
This Old House December 2007 Keith Pandolfi |
How to Escape Mortgage Disaster If you foresee trouble making you mortgage payments next year, don't panic - there are options out there to help you stay afloat  |
The Motley Fool September 24, 2007 Dan Caplinger |
A Jumbo Opportunity Interest rates on jumbo mortgages rose nearly half a percentage point in August, even as regular mortgage rates were mostly coming down. Is it time to raise the jumbo loan amount minimum?  |
Bank Technology News December 2008 Rebecca Sausner |
Modifying Home Loans Depends On Past Tech Investments The nation's largest banks are offering sweeping modifications on millions of mortgages. But how efficiently loans can be reworked will depend in part on how heavily institutions have invested in loan technology.  |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.  |
U.S. Banker July 2010 |
Why We Don't Need Any More Bank Charters Unless bank organizers can make a compelling case that consumers and business owners aren't being served by existing banks, regulators should continue to clamp down on new charters.  |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.  |
Bank Technology News April 2006 John Adams |
Online Mortgage Delivery: Fannie And Freddie Await An E-boom GSE execs say innovation at all stages of the lending process and pressure from the waning refi boom spell imminent growth in the Web-enabled mortgage secondary market.  |
Bank Technology News June 2009 John Adams |
Outsourcing Risk: Possible, But Wise? Risk management is becoming more complex as lenders perform broader due diligence on a higher percentage of borrowers.  |
This Old House L. Gallant & D. Snoonian |
The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you.  |
The Motley Fool August 11, 2008 Morgan Housel |
Fannie Mae's Return Policy Fannie Mae is going to start honing in on mortgages it bought that disintegrated, retracing the steps to look for any fraudulent lending practices by the lender who originated the loan, and -- if there was an issue -- going back to retrieve some of the loss.  |
U.S. Banker May 2007 Lee Conrad |
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction.  |
The Motley Fool April 2, 2007 Nathan Parmelee |
Quick Take: Credit Tightens Outside U.S. Too Consumer credit is tightening in Japan.  |
Commercial Investment Real Estate Jan/Feb 2011 Brad Cox |
The Loan Request Package How to request -- and get -- the best loan from today's limited lending sources  |
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz |
Digitization and Automation Will Yield Great Returns In Mortgage Biz As the refinance boom fizzles, mortgage lenders should reassess their processes, according to BearingPoint.  |