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U.S. Banker
January 2008
Michael Sisk
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing. mark for My Articles similar articles
Registered Rep.
June 25, 2014
John Kador
An Advisor's Guide to Peer-to-Peer Investing Lending between individuals has been around since the beginning of human civilization. It may be the world's second-oldest profession. mark for My Articles similar articles
Entrepreneur
May 2008
Scott Bernard Nelson
Between Peers Could a new wave of social lending sites be a good place for your investment dollars? mark for My Articles similar articles
HBS Working Knowledge
September 22, 2014
Karen Mills
Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth. mark for My Articles similar articles
The Motley Fool
October 16, 2006
Joseph Khattab
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending. mark for My Articles similar articles
Inc.
August 2006
Alex Salkever
Brother, Can You Spare a Dime? The new alternative to banks and VCs: person-to-person lending. mark for My Articles similar articles
The Motley Fool
December 4, 2006
Dan Caplinger
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge. mark for My Articles similar articles
Entrepreneur
July 2006
Carol Tice
Fund Do Business borrowers and individual lenders come together on this new site. mark for My Articles similar articles
Bank Systems & Technology
September 29, 2005
Maria Bruno-Britz
People Who Need People (And Their Money) Imagine if private citizens in search of loans were able to go online and receive their money from lenders - who just so happen to be private citizens as well? This unlikely concept actually is being put into action in the U.K. by a company called Zopa. mark for My Articles similar articles
Reason
March 2009
Katherine Mangu-Ward
Lender Ender Threats from state and federal regulators have led Prosper, an online auction site that allowed individuals to negotiate private loans, to suspend its operations and leaves its future uncertain. mark for My Articles similar articles
Entrepreneur
February 2008
Rosalind Resnick
Nothing Personal How can you protect yourself and your assets from risk when securing a business loan? mark for My Articles similar articles
U.S. Banker
September 2010
Bonnie McGeer
Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers. mark for My Articles similar articles
National Real Estate Investor
June 1, 2005
Kingsley Greenland
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry. mark for My Articles similar articles
Inc.
May 2006
Nadine Heintz
The eBay of Money Lending A new website called Prosper allows registered users to post proposals that solicit loans from other users on the site - up to $25,000, at a wide range of interest rates. mark for My Articles similar articles
U.S. Banker
January 2008
Michael Sisk
Keeping The Spigot Open The fact is not lost on banks that American consumers are, by and large, still employed and paying their bills. Credit is, and will be, still available. mark for My Articles similar articles
BusinessWeek
May 1, 2008
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out. mark for My Articles similar articles
Commercial Investment Real Estate
Jul/Aug 2004
Brown & Weiss
The Money Race Borrowers benefit as lenders chase commercial property deals. mark for My Articles similar articles
The Motley Fool
June 7, 2011
Cindy Johnson
More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan. mark for My Articles similar articles
U.S. Banker
November 2001
John Hackett
Ethically Tainted A number of banks are moving into variations of payday lending, the high-yielding business that some observers would describe as predatory. But those who participate in such lending say they're no different than banks that charge high fees for bounced checks... mark for My Articles similar articles
Reason
March 2009
Veronique de Rugy
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses. mark for My Articles similar articles
The Motley Fool
February 15, 2011
Selena Maranjian
Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually. mark for My Articles similar articles
Bank Technology News
October 2008
Clark Abrahams
Reverse Reengineering of Risk The science of risk scoring needs some tweaking. mark for My Articles similar articles
BusinessWeek
June 10, 2010
Schmidt & Westbrook
An Online Lender Takes on the SEC Peer-to-peer lender Prosper Marketplace says it shouldn't be treated like an investment firm. mark for My Articles similar articles
U.S. Banker
November 2005
Wading Through HMDA-Data Muck What does the new Home Mortgage Disclosure Act data show about banks' lending practices when it comes to racial, ethnic and gender differences? It's clear what it says, but it's not clear what it means. mark for My Articles similar articles
Bank Systems & Technology
August 1, 2007
Maria Bruno-Britz
Lenders Focus on Customer Relationships Lenders are challenged to find ways to grow revenue in a more risk-averse climate. As always, technology is playing a key role in their efforts to adapt to the new market conditions. mark for My Articles similar articles
U.S. Banker
November 2008
Clark Abrahams
Reverse Reengineering of Risk As the recent mortgage crisis has exposed, the science of risk scoring needs some tweaking. mark for My Articles similar articles
Commercial Investment Real Estate
Jul/Aug 2010
David C. Hannah
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement. mark for My Articles similar articles
Inc.
January 1, 2003
Martin Mayer
A Borrower Be Tough economies and easy credit usually don't mix. So why are banks falling all over themselves to lend small businesses money? mark for My Articles similar articles
The Motley Fool
March 5, 2007
Dan Caplinger
Falling Into the Subprime Trap If any good comes from the bursting of the housing bubble, it will be that homeowners and borrowers may act more responsibly about buying property and taking on mortgage debt. mark for My Articles similar articles
The Motley Fool
January 31, 2005
Selena Maranjian
Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances. mark for My Articles similar articles
Commercial Investment Real Estate
Sep/Oct 2003
Peltin & Swibel
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure. mark for My Articles similar articles
BusinessWeek
April 11, 2005
Justin Hibbard
The Fed Eyes Subprime Loans Battles over lending to low-income, often minority, home buyers used to be about access to credit. Now they're about access to affordable credit. If new lending data hints at unfair pricing, lenders may have to take a good, hard look at their methods. mark for My Articles similar articles
This Old House
L. Gallant & D. Snoonian
The Mortgage Crisis: Where to Go for Help The Fed's decision to lower interest rates means more people might be looking for home loans again. These Web-based resources can help you avoid the risky ones, and find the loan that's right for you. mark for My Articles similar articles
Entrepreneur
July 2007
Carol Tice
Peer Power Look online for funding by the people, for the people. mark for My Articles similar articles
National Real Estate Investor
February 1, 2007
Ben Johnson
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. mark for My Articles similar articles
This Old House
Sid Davis
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal. mark for My Articles similar articles
U.S. Banker
May 2008
As the Credit Crisis Grinds On, Lending Falls Off the Cliff The current climate for loan production might not be Great Depression 2.0, but try telling that to someone with less than perfect credit. mark for My Articles similar articles
The Motley Fool
January 22, 2007
Nathan Parmelee
Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note. mark for My Articles similar articles
AskMen.com
March 4, 2001
Luis Rodrigues
The Truth About Bank Loans When the time comes to borrow money from the bank to buy a house, a car or start a business, people still get extremely stressed about meeting with the banking loans officer... mark for My Articles similar articles
Fast Company
April 1, 2007
Michael A. Prospero
A Borrower or a Lender Be How Prosper.com is personalizing personal finance. mark for My Articles similar articles
Entrepreneur
July 2007
Crystal Detamore-Rodman
No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most. mark for My Articles similar articles
Bank Technology News
December 2002
Melissa Solomon
Making the Most of Refis Mortgage lenders and analysts support the idea of an effective prepayment tool that would assign numbers to individual borrowers based on their propensity to refinance, but they're cautious in their optimism. mark for My Articles similar articles
FDIC FYI
January 29, 2003
Payday Lending Some insured depository institutions have failed to properly assess and control the risks associated with their payday lending programs. The consequences of deficiencies in risk management practices for payday lending programs can be severe. mark for My Articles similar articles
U.S. Banker
March 2011
Steve Garmhausen
SBA Revamps Lending for Underserved Markets After too many defaults and too little loan volume for its Community Express program, the SBA is starting over -- and excluding banks this time. mark for My Articles similar articles
The Motley Fool
August 16, 2007
John Rosevear
Buying a Home During the Storm Essentially, what's going on is that the mortgage industry -- along with Wall Street -- is rethinking the appropriate pricing for taking on the risk of a borrower with a less-than-prime credit history. mark for My Articles similar articles
HBS Working Knowledge
August 4, 2014
Why Small-Business Lending Is Not Recovering Lending to small businesses has not returned to levels seen before the financial crisis. Karen Mills, former head of the US Small Business Administration, explains the reasons. mark for My Articles similar articles
Entrepreneur
August 2003
Crystal Detamore-Rodman
Give 'Em Credit They're not just for car loans and home mortgages. Now credit unions are making business loans. mark for My Articles similar articles
U.S. Banker
May 2007
Lee Conrad
Subprime Mortgages: As the Knot Unravels, A Question Lingers: Why? Consumers and companies following their self-interest are supposed to be guiding forces that drive a capitalist economy. The recent meltdown of the subprime-mortgage market, however, raises the question of whether all participants were headed in that direction. mark for My Articles similar articles
The Motley Fool
August 29, 2008
Chuck Saletta
Avoid This Company Like the Plague Online-lending pioneer Prosper.com has botched the execution of that concept. mark for My Articles similar articles
FDIC FYI
September 17, 2003
Susan Burhouse
Evaluating the Consumer Lending Revolution Consumer balance sheets have become stretched by large amounts of new consumer and mortgage debt. This rapid increase in consumer spending and borrowing raises important questions about the sustainability of current debt loads and the vulnerability of the consumer sector to economic shocks. mark for My Articles similar articles