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Managed Care September 2004	Employers Offer 'Consumer' Plans with Trepidation There is concern that these plans will primarily attract healthier and higher-income individuals, leaving sicker and lower-wage employees in higher-cost alternatives.
Entrepreneur January 2005 Joan Szabo	Tax-Free Bill of Health Tax-advantaged health-care spending accounts are proliferating and that means more opportunities to save on taxes as well as more ways for businesses to help pay for health costs. Here's a look at how each one stacks up.
The Motley Fool July 30, 2004 Roy Lewis	Accounts Ease Medical Costs The new health savings accounts help ease the burden of high-deductible medical policies.
Managed Care November 2002	Tiered formularies: Giving employees more responsibility Experts who say that educating consumers will be the next method used to curb escalating health care costs often point to the success of tiered formularies, which have made patients more aware of the costs of medications.
Registered Rep. January 1, 2006 Jim Ambrosio	Filling A Void The potential of the health savings account in the small-business market as both an investment and insurance vehicle is enormous for banks, brokerages and insurers, as well as for independent advisors.
The Motley Fool June 7, 2007 Dan Caplinger	Health Insurance for Healthy People Even though you can't eliminate insurance costs, you can still make them as small as possible. By keeping the responsibility for paying some of your own health costs, you can save hundreds on health insurance premiums.
Managed Care December 2004	Kaiser Official Defends Decision To Launch HSAs In what appears to be a wrenching decision, Kaiser Permanente is gearing up to begin offering health savings accounts.
Managed Care January 2007	Consumer-Directed Drive Loses Steam Enrollment growth in consumer-directed or high-deductible health plans stalled last year, according to a survey by the Employee Benefit Research Institute and the Commonwealth Fund.
Managed Care April 2004	Health Savings Accounts Develop the Mystique of a Winning Product New survey bolsters the contention of many in managed care that the portability of the health savings account (HSA) will make it as big a seller as another employer benefit offering: the 401(k).
Managed Care August 2007 Lola Butcher	What Attracts Workers to Consumer-Directed Plans? High-deductible insurance hasn't been a big draw, but plan sponsors have found a few ways to make it attractive.
The Motley Fool September 29, 2006 Karl Thiel	Is an HSA Right for You? Health savings accounts can help you reduce costs -- if you know how they work.
Insurance & Technology September 5, 2006 Maria Woehr	Healthy Options The Principal Financial Group is pushing competition in consumer-driven healthcare with an integrated health reimbursement arrangement and health savings account product.
Managed Care June 2006	Survey: Workers Not Guided When Choosing Care A study shows employers believe their workers can learn what they need to know to become better buyers of health services.
Registered Rep. October 22, 2012 Kevin McKinley	Giving Working Clients a Health Insurance Checkup As health care has taken center stage in the national debate, one of clients' biggest concerns is how to handle their ever-increasing and always-confusing health insurance and health care costs.
Managed Care October 2000	Employer-based coverage up in strong economy Health insurance premiums rose 8.3 percent over the past year for all types of coverage, according to an annual survey of employers...
BusinessWeek November 8, 2004 Howard Gleckman	How Will The Plans Work? Here are some quick questions and answers about the alphabet soup of health insurance and medical accounts.
Bank Technology News February 2008 Michael Sisk	Open Road Estimates on the growth of the consumer-driven health care market vary, but virtually all predict robust increases.
Inc. April 2006 Carl Schramm	Unexpected Benefits More people will start companies, thanks to health savings accounts.
Managed Care September 2003 Tony Berberabe	Pharmacy Benefit Starts To Reflect Push for Consumer-Directed Care Health insurance plans looking for a low-risk way to experiment with new benefit designs might start with the pharmacy benefit.
Financial Planning January 1, 2005 Kevin J. Delaere	Healthy Advice Both clients and financial advisers should consider health and medical savings accounts as a vital part of an investment plan.
Managed Care March 2004	More Retirees Face Life Without Health Benefits Employer-sponsored health benefits for retirees could go the way of house calls and dial phones thanks to increasing health care costs. A study says that 10 percent of 408 companies with 1,000 employees or more plan to drop coverage for future retirees.
Managed Care October 2005 Martin Sipkoff	The Lure of Tax Reform Politicians on both sides of the aisle are considering tax reforms as a way of fixing the health care system. What might it mean for health plans?
Managed Care July 2005	Seeing is believing? Medicare reform seems to be taking root.
Insurance & Technology February 7, 2004 Julie Gallagher	Taking a New Look at HSAs Self-service tools support newly authorized health savings accounts
The Motley Fool September 7, 2007 Dan Caplinger	Buy Your Employer's Stock If you have a chance to invest in your employer's stock, don't automatically dismiss it. Big mistakes others have made shouldn't keep you from taking advantage of this potentially lucrative investment. But do take precautions.
Financial Planning April 1, 2007 Donald Jay Korn	Healthy, Wealthy and Wise As more and more affluent clients start managing their medical costs, financial advisors may be asked to provide a second opinion on the choices.
Financial Advisor October 2005 O'Donnell & Maher	Health Savings Accounts: To Have And To Hold Offering deductibility, tax-free growth, unpenalized carryovers from year to year, tax-free withdrawals and portability, a health savings account (HSA) is a financial planning tool that needs to be considered by advisers.
Managed Care July 2005 MargaretAnn Cross	Momentum Shifts Toward Consumer-Directed Plans Looking at past enrollment shifts and at the evolution of managed care can shed light on how to compete in the new market for account-based consumer-directed care.
Managed Care February 2006 Lola Butcher	Consumer-Directed Health Pains Two studies suggest that consumer-directed health care may not be a long-term method for controlling health care costs.
Managed Care May 2005	Health Care Remains a Major Concern Health care ranks fourth on a list of problems that the public thinks the government should tackle, according to a report.
Financial Planning April 1, 2006 Donald Jay Korn	HSAs Determining how to procure vital health insurance without breaking clients' bankbooks has become a challenge for financial planners. Are these low-priced insurance plans the new prescription for rising healthcare costs?
Entrepreneur October 2001 Mark Henricks	Sickening, Isn't It? As providers jack up health-care costs, there are options that won't leave your employees out in the cold and flu season...
Managed Care June 2005 MargaretAnn Cross	Consumer-Directed and Home-Brewed Regional health plans and small HMOs coming late to the consumer-directed health plan market haven't missed out -- yet.
Managed Care September 2003 MargaretAnn Cross	Consumer-Directed Health Care: Too Good To Be True? People talk about it as the sure way to control costs and give consumers the choice they seem to want. Are we being realistic?
BusinessWeek May 28, 2007 Christopher Farrell	Health Care You Control One family finds that health savings accounts may be the smart choice.
Managed Care October 2007 Lola Butcher	Workers Fail To Exploit Health Savings Accounts HSAs offer an easy way to save money, have it grow, and not be taxed when it is withdrawn. Why don't more people take advantage of this?
Pharmaceutical Executive April 1, 2006 Humphrey Taylor	Opinion: Unintended Outcomes for Consumer-Drive Insurance So-called "consumer-driven" health insurance is designed to help informed consumers make better decisions about their medical treatment. But the high deductibles associated with these plans are affecting the end goal.
The Motley Fool March 16, 2005 Selena Maranjian	Don't Believe in Your Company Too Much If you are plunking much of your savings into the stock of your employer, often through good intentions and a 401(k) plan, you're actually putting too many of your nest eggs in one basket.
Job Journal May 17, 2009 Marty Nemko	Quick Fix: Walk Right Into a Job A straightforward approach to getting yourself hired.
Managed Care February 2007	Employer-Sponsored Insurance Coverage Rates Falling A new report says that that 61 percent of non-elderly Americans had employer-sponsored insurance in 2004, compared to 66 percent in 2000.
Inc. June 2008	How To Choose A Health Care Plan: Three Ways to Save Money Tips on saving money on group heath insurance plans.
BusinessWeek September 4, 2008	Frequently Asked Questions Frequently Asked Questions regarding BusinessWeek's methodology for choosing great employers for launching a career.
The Motley Fool February 1, 2005 Dayana Yochim	When Not to Roll Over Sometimes it's best to leave your 401(k) money with your old boss.
The Motley Fool January 13, 2004 Dayana Yochim	The Old 401(k) Conundrum When not to roll over your 401(k) funds.
Managed Care July 2007	Having a Baby? Avoid CDH Plans A report issued by the Kaiser Family Foundation evaluates the level of insurance protection that consumer-directed health plans (CDHPs) provide women for maternity care.
The Motley Fool September 7, 2006 Dan Caplinger	Be the Boss Had enough of working for the Man? Know what you're getting yourself into. It's easy to decide that you want to make a change in your life. It's a lot harder, however, to figure out the best way to make that change.
Job Journal January 30, 2005 Marty Nemko	Quick Fix: Bargaining with Bravado When it comes to job-related negotiating, the more of these points you can muster, the better.
Inc. June 2008	How To Choose A Health Care Plan: Finding the Right Plan Advice on what companies should consider when choosing a group heath plan.
The Motley Fool September 13, 2006 Dan Caplinger	The Dark Side of HSAs The combination of tax-deductible savings, tax-free income and withdrawals, and lower insurance premiums make the health savings account provisions extremely attractive. However, HSAs aren't right for everyone.
The Motley Fool April 26, 2007 Dan Caplinger	Don't Quit Your Health Insurance Quitting a job can elevate you to new heights in your career. To keep from paying the price, however, you need to make sure you bring your health insurance with you.