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Entrepreneur July 2006 Carol Tice |
Fund Do Business borrowers and individual lenders come together on this new site.  |
Inc. May 2006 Nadine Heintz |
The eBay of Money Lending A new website called Prosper allows registered users to post proposals that solicit loans from other users on the site - up to $25,000, at a wide range of interest rates.  |
The Motley Fool August 29, 2008 Chuck Saletta |
Avoid This Company Like the Plague Online-lending pioneer Prosper.com has botched the execution of that concept.  |
Entrepreneur May 2008 Scott Bernard Nelson |
Between Peers Could a new wave of social lending sites be a good place for your investment dollars?  |
Inc. August 2006 Alex Salkever |
Brother, Can You Spare a Dime? The new alternative to banks and VCs: person-to-person lending.  |
BusinessWeek June 10, 2010 Schmidt & Westbrook |
An Online Lender Takes on the SEC Peer-to-peer lender Prosper Marketplace says it shouldn't be treated like an investment firm.  |
Reason March 2009 Katherine Mangu-Ward |
Lender Ender Threats from state and federal regulators have led Prosper, an online auction site that allowed individuals to negotiate private loans, to suspend its operations and leaves its future uncertain.  |
The Motley Fool October 16, 2006 Joseph Khattab |
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.  |
Entrepreneur February 2008 Rosalind Resnick |
Nothing Personal How can you protect yourself and your assets from risk when securing a business loan?  |
Bank Technology News December 2007 Michael Sisk |
The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age?  |
U.S. Banker December 2010 Rob Garver |
SBA Aims to Attract More Banks The lower fees and higher guarantees enacted for the government s small-business lending programs have some in the industry optimistic that interest by banks might surge.  |
The Motley Fool October 9, 2008 Dan Caplinger |
The Real Threat to the U.S. Economy While big companies grab the headlines, small businesses need credit they can't get.  |
U.S. Banker January 2008 Michael Sisk |
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing.  |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement.  |
Reason March 2009 Veronique de Rugy |
Dissatisfaction Guaranteed The government has decided to encourage more lenders to take more chances by guaranteeing yet more loans to high-risk borrowers. The only guarantee for these loans is that our children will be paying billions to cover the losses.  |
CFO November 1, 2004 Randy Myers |
Squeezing the SBA Small-business borrowing may get more expensive.  |
Entrepreneur February 2005 C.J. Prince |
New Way to 7(a) With no more federal subsidy, entrepreneurs are uncertain about the future of small-business loans.  |
HBS Working Knowledge September 22, 2014 Karen Mills |
Online Banks Fill Funding Needs for Small Business In the final column on small business lending, the author is optimistic that the rise of alternative online banks can fund entrepreneurial business growth.  |
Inc. August 2003 Bobbie Gossage |
SBA Finds Another Billion for Loans The Small Business Administration has created an additional $1.4 billion in lending authority.  |
Inc. September 2003 Amy Gunderson |
Banks May Sell Off Your Loans A secondary market for small-business loans could benefit entrepreneurs.  |
Fast Company April 1, 2007 Michael A. Prospero |
A Borrower or a Lender Be How Prosper.com is personalizing personal finance.  |
The Motley Fool January 24, 2007 Mary Dalrymple |
Study Your College Loan Options Know when to use a private or a federal loan to pay your tuition bill.  |
U.S. Banker March 2011 Steve Garmhausen |
SBA Revamps Lending for Underserved Markets After too many defaults and too little loan volume for its Community Express program, the SBA is starting over -- and excluding banks this time.  |
Inc. May 2009 Ryan McCarthy |
Loans You Pay Every Day One firm gives loans when banks won't -- and, yes, there's a catch  |
Inc. February 2008 Robb Mandelbaum |
Soldiering On to Remake the SBA Steven Preston talks about efforts to improve the SBA's processes - and its image.  |
Inc. August 2006 |
The Prosper Diaries Landing a loan on Prosper isn't always easy. Here's how one business owner navigated the process.  |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.  |
The Motley Fool January 31, 2005 Selena Maranjian |
Beware of Payday Lending Don't be a victim of highway robbery: Avoid the predatory practices of those who offer paycheck advances.  |
The Motley Fool December 4, 2006 Dan Caplinger |
Avoid the Loan Sharks For those with less-than-perfect credit histories, there's a scary trend in personal finance these days. In the name of convenience, some borrowers are digging themselves into a hole from which they may never emerge.  |
Financial Planning June 1, 2010 Donald Jay Korn |
College Loans Say Uncle The new law excluding banks from making federal education loans should be a PLUS for borrowers who can now turn to the Bank of Uncle Sam.  |
AskMen.com Ross Bonander |
Small Business Loans: Stimulus Opportunities If you've ever thought about starting your own business, now is the time to do it. Uncle Sam wants to help you out with small business loans.  |
U.S. Banker September 2010 Bonnie McGeer |
Finding the Right Match Online loan exchanges like BoeFly and Biz2Credit are gaining traction as banks look for new ways to find more small-business borrowers.  |
Registered Rep. June 1, 2008 Kevin McKinley |
Student Loans At A Trickle Dozens of education loan providers have either scaled back their lending operations, or announced a departure from the business altogether.  |
U.S. Banker April 2011 Barbara Morrison |
Midsize Is Now a Fit for SBA By utilizing new SBA options offered through legislation redefining small business, banks can help small and midsize businesses benefit from better access to credit.  |
National Real Estate Investor February 1, 2003 Kathleen Fitzpatrick |
Mezz Debt Is a Magnet for Borrowers and Lenders The combination of historically low interest rates and tighter underwriting standards on senior loans has made mezzanine debt highly attractive to borrowers. But with lenders tripping over each other to woo customers, returns are shrinking.  |
National Real Estate Investor June 1, 2005 Kingsley Greenland |
Why Liquidity Should Help You Sleep Better There is no crystal ball that can predict the next lending squeeze, or if one will even occur. What is certain however, is that greater liquidity in the secondary market for commercial real estate loans is an important safety valve for the entire industry.  |
Inc. May 1, 2007 |
What the SBA Actually Does for Small Business An overview to services the SBA provides such as capital and contract assistance.  |
The Motley Fool January 28, 2010 Dan Caplinger |
The Smartest Move Colleges Ever Made Eliminating the middleman serves both schools and students. Colleges are at least making the right response to the credit crisis by making loans directly to their students.  |
The Motley Fool June 7, 2011 Cindy Johnson |
More Evidence Banks May Be Starting Another Race to the Bottom Defaulted on your mortgage recently? They'll consider you for a loan.  |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.  |
BusinessWeek August 5, 2010 John Tozzi |
Small Business Lending: The Squeeze Goes On Banks had ambitious small business lending goals for 2010, but they're having a hard time finding worthy creditors with solid expansion plans.  |
BusinessWeek May 19, 2011 Sarah Mulholland |
Sallie Mae Makes a Surprising Comeback Supported by cash from its $146 billion government loan portfolio, Sallie Mae aims to build its private student lending business.  |
Commercial Investment Real Estate May/Jun 2006 A. Barry Cappello |
Making It Work Investors soon may feel the effects of a cooling real estate market through subtle and not-so-subtle shifts in the way lenders view commercial real estate loans. When lenders' requirements tighten, borrowers should consider these options.  |
Financial Planning March 1, 2008 Donald Jay Korn |
Seeing Red Sallie Mae, the leading lender to college students, reported a $1.6 billion loss in the fourth quarter of 2007. Sallie Mae isn't the only student lender that has been bloodied recently. Students and parents need to be cautious when looking for student loans.  |
Registered Rep. August 24, 2015 Lynn O'Shaughnessy |
Tackling Student Debt Because high levels of student loan debt are far more common than they used to be, you should expect queries from clients about how to minimize their own balances, in addition to those of their grown children.  |
Registered Rep. June 25, 2014 John Kador |
An Advisor's Guide to Peer-to-Peer Investing Lending between individuals has been around since the beginning of human civilization. It may be the world's second-oldest profession.  |
Entrepreneur October 2006 Crystal Detamore-Rodman |
A Perfect Union Looking for a better relationship with your bank? A credit union could be the financing solution you need.  |
Entrepreneur August 2008 C.J. Prince |
Something to Bank On Community banks have plenty of money to lend, but intense scrutiny has raised the bar.  |
The Motley Fool February 15, 2011 Selena Maranjian |
Good Credit Won't Save You Now The "adverse market" surcharge could cost mortgage borrowers thousands annually.  |
Bank Systems & Technology June 24, 2008 Ann Grochala |
In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.  |