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Bank Systems & Technology August 1, 2007 Maria Bruno-Britz |
Lenders Focus on Customer Relationships Lenders are challenged to find ways to grow revenue in a more risk-averse climate. As always, technology is playing a key role in their efforts to adapt to the new market conditions.  |
Bank Systems & Technology November 26, 2007 Maria Bruno-Britz |
Lending Tech Vendor Space to See Realignment As lenders find themselves in the throes of the credit crunch, the ill effects are trickling down to the lending technology vendors, ushering in a realignment in the space.  |
Bank Systems & Technology November 1, 2006 Maria Bruno-Britz |
Banks Redoubling STP Efforts in Lending Practices Banks finally have been able to start automating and streamlining their loan processes to the point where, one day perhaps, there will be virtually no paper or human intervention.  |
Bank Systems & Technology April 1, 2005 Cynthia Ramsaran |
Echoes of the Mortgage Boom With more institutions vying for the business of fewer customers, it's more important than ever for mortgage players seeking to grow revenues to improve service by offering new and differentiated mortgage products, such as Web-based offerings.  |
Bank Systems & Technology August 24, 2006 Maria Bruno-Britz |
Digitization and Automation Will Yield Great Returns In Mortgage Biz As the refinance boom fizzles, mortgage lenders should reassess their processes, according to BearingPoint.  |
Bank Systems & Technology June 2, 2004 Kristi Nelson |
The Holy Grail of Loan Processing Online lenders have a jump on unlocking the potential of straight through mortgage processing.  |
Bank Systems & Technology March 7, 2005 Cynthia Ramsaran |
Easing Lenders' Growing Pains While many banks are searching for innovative vendor solutions to update internal systems, others are staying ahead of the rapid growth in lending by teaming with service providers.  |
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz |
IBM Launches Loan Fulfillment Company Lender Business Process Services provides lenders with technology and business process assistance for their mortgage operations.  |
Bank Technology News January 2007 Glen Fest |
Mortgage: Platforms Bearing Wholesale Changes For financial institutions, improving the mortgage channel's visibility and speed can attract more third-party brokers and lay the groundwork for better customer data.  |
Bank Systems & Technology February 21, 2008 Maria Bruno-Britz |
Banks Scrutinize Lending Technology and Underwriting Practices Following the Credit Crisis With so many lending technology solutions at their disposal, how was it that bankers and other industry participants did not foresee the gloom to come?  |
Bank Technology News May 2010 John Adams |
Tech Providers Pitch Mortgage Processing in the Cloud First American has granted worldwide exclusive rights to Dorado, giving the firm, which offers collaborative cloud computing solutions to financial services clients, the ability to combine First American's data and analytics engines with its own collaborative transaction processing technology.  |
This Old House Sid Davis |
Here's How to Finance Your Remodel Financing a remodeling project doesn't have to be a crap shoot. Here's a game plan for choosing the best deal.  |
Commercial Investment Real Estate Jul/Aug 2010 David C. Hannah |
Community Banks Step Into a New Role Banks can band together with other similarly situated community banks to share the credit risk through a loan participation or syndication arrangement.  |
Bank Systems & Technology November 1, 2006 Maria Bruno-Britz |
Lending Players to Create Standards for Commercial Loan Space This fall, players in the lending space joined forces to create the Open Loan Technology Standards Working Group (OLTS), whose mission is to establish open standards in the commercial lending area.  |
U.S. Banker March 2011 Tim Grace |
Mortgage Buybacks Point To Need for Better Analytics With mortgage fraud rising, the need for consistent, industry-wide fraud controls are a fundamental building block for improved loan quality.  |
Bank Technology News September 2006 John Adams |
Mortgage: Making Every Transaction Count As the market cools off, technology is helping mortgage players improve lead generation, closing time and telecommunications to gain new customers and boost performance.  |
Bank Technology News March 2006 Michael Grebb |
Cutting To the Chase New rules under the Home Mortgage Disclosure Act require lenders to collect and reveal data on a loan applicant's race, sex and income. Institutions must also share how they determine rate spreads for different applicants.  |
Bank Technology News December 2008 Rebecca Sausner |
Modifying Home Loans Depends On Past Tech Investments The nation's largest banks are offering sweeping modifications on millions of mortgages. But how efficiently loans can be reworked will depend in part on how heavily institutions have invested in loan technology.  |
Bank Technology News April 2007 Glen Fest |
Mortgage Lending: New E-Standards Expand Although the mortgage industry has stalled in the wake of a once-white-hot housing market, the momentum for expanding electronic mortgage servicing and delivery capabilities is showing signs of peaking.  |
Bank Systems & Technology February 21, 2008 Jim Eckenrode |
Exclusive TowerGroup Research Report: Bank Tech Spending in 2008 In light of the current market turmoil, North American banks appear to be approaching technology planning and budgeting for 2008 with caution.  |
Bank Systems & Technology March 7, 2005 Cynthia Ramsaran |
Imagine Imaging Loans Faced with constantly changing lending regulations, keeping up with the demands of compliance while maintaining a cost-efficient system to manage loan documents can be a major challenge for any bank.  |
National Real Estate Investor February 1, 2007 Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns.  |
The Motley Fool January 22, 2007 Nathan Parmelee |
Can Japanese Consumer Lenders Survive? There is little reason to think the fortunes of Japanese consumer lenders will improve. Investors, take note.  |
The Motley Fool October 16, 2006 Joseph Khattab |
Peer-to-Peer Lending Makes Waves A new trend in online lending challenges traditional banking. Peer-to-peer lending sounds like fun and games, but there's always risk involved with lending.  |
Bank Technology News January 2007 John Adams |
Paperless Mortgages: The Broker Pens Her Own Program Hawaiian mortgage broker Donna Iwane was frustrated by cumbersome processing, so she developed a Web application that creates loan proposals in less than a minute.  |
Bank Systems & Technology June 24, 2008 Ann Grochala |
In the Aftermath of the Credit Crisis, Some Banks See a Silver Lining The current problems in the credit markets bring both challenges and opportunities to banks. Many community banks still have plenty of liquidity and capital, and they all have ready access to the Federal Home Loan Bank system.  |
Bank Systems & Technology November 1, 2005 Phil Britt |
Quicker Cash in Hand TD Banknorth's challenge to deliver loan documents electronically to branches is met with a Web Posting Service and online document hub from eLynx.  |
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran |
Banks Apply Themselves to Applications Loan approval times can be shortened with better back-office processes.  |
Bank Systems & Technology March 29, 2006 Maria Bruno-Britz |
Originating Relationships Mortgage bankers are mining and analyzing data to get a bigger bang for their relationship buck.  |
Bank Technology News November 2007 Anthony Malakian |
Loan Origination: Making Gains in Times of Turmoil Glenview State Bank and Washington Trust Bank are centralizing several mortgage processes into a single platform that can be integrated with other lending operations.  |
The Motley Fool August 11, 2008 Morgan Housel |
Fannie Mae's Return Policy Fannie Mae is going to start honing in on mortgages it bought that disintegrated, retracing the steps to look for any fraudulent lending practices by the lender who originated the loan, and -- if there was an issue -- going back to retrieve some of the loss.  |
National Real Estate Investor September 1, 2006 Parke M. Chapman |
Mortgage Industry's Digital Divide Not all segments of the commercial mortgage industry are embracing technology at the same rate. A study last year found that many firms still rely on time-consuming faxes, certified mail and reams of FedEx-delivered paper to process, close and monitor their loans.  |
Bank Technology News June 2009 John Adams |
Rebuilding Trust in Mortgage Lenders The bad times that remain in the consumer lending market are partly born of a sense of betrayal - secondary market investors simply no longer trust lenders.  |
U.S. Banker January 2008 Michael Sisk |
The Rise of Lending Communities Peer-to-peer lending holds valuable clues to the nature of lending and borrowing.  |
Bank Technology News October 2010 Sausner et al. |
Balancing Act Here's a look at three areas of mortgage lending -- origination risk, default management, and impending regulations -- and some of the answers on the table today.  |
Bank Systems & Technology June 24, 2008 Maria Bruno-Britz |
Not Too Early for Lenders to Regroup and Think Ahead Yes, lenders must clean up the mess left by the credit crunch. But, after all, for every down cycle, there's a recovery, too, and they will want to make sure they're ready with the right strategies and technology for the next upswing in the market.  |
Entrepreneur February 2008 Crystal Detamore-Rodman |
The Real Estate Deal Shopping for a commercial real estate loan can be tricky. Here's what you need to stay balanced.  |
Entrepreneur April 2007 Jennifer Pellet |
One Step Ahead Options for buying a home when you can't prove income.  |
Entrepreneur April 2005 Crystal Detamore-Rodman |
Just Your Size Don't make assumptions about a bank's lending methods based on size alone--here's how to find the bank that can help your business cash in.  |
Bank Technology News December 2007 Michael Sisk |
The Rise of Community P2P is no threat to banks -- yet -- but the rise of these exchanges, which cut out banks and allow people to lend directly to each other is a phenomenon worth studying. Are P2P exchanges the credit unions of the Internet age?  |
The Motley Fool September 25, 2007 Buz Livingston |
Dump "Liar Loans" Many lenders have either shut down or reduced their subprime lending practices in the last few months. However, isn't this a bit like closing the barn door after the horse has escaped?  |
The Motley Fool May 15, 2007 Dan Caplinger |
Borrow Now or Borrow Never If you're thinking about buying a home, do your homework. Find a lender or mortgage broker early in the process, and get preapproved for a mortgage that will work for you.  |
BusinessWeek May 1, 2008 |
Navigating the Crunch A financial aid expert explains how borrowers can best ride it out.  |
Bank Technology News February 2011 John Adams |
Mortgage Reboot: Rolling Thunder Looking to protect borrowers and score political points with consumers worried about foreclosures and underwater loans, Congress and regulators are unleashing an almost-constant barrage of new mortgage laws and regulations.  |
Bank Technology News February 2005 Shane Kite |
Customer Service: Getting A Decision And $$ In One Step Firms like Provident are increasing loan volume, workforce efficiency and customer service by introducing straight-through processing to all aspects of the loan process  |
Entrepreneur July 2007 Crystal Detamore-Rodman |
No Limits Choosing a bank with fewer lending limitations will keep you from hitting a credit roadblock when you need financing most.  |
Bank Systems & Technology September 29, 2005 Maria Bruno-Britz |
People Who Need People (And Their Money) Imagine if private citizens in search of loans were able to go online and receive their money from lenders - who just so happen to be private citizens as well? This unlikely concept actually is being put into action in the U.K. by a company called Zopa.  |
Commercial Investment Real Estate Sep/Oct 2003 Peltin & Swibel |
Lenders Tighten Loan Standards in Reaction to Uncertain Economy With interest rates at record lows, demand for new mortgage loans remains strong. However, in today's anemic economic climate, lenders face increased risk of making non-performing loans. Commercial lenders have implemented new safeguards and follow stricter policies to minimize exposure.  |
Job Journal March 4, 2007 Julia Hollister |
Loan Officers Despite the slow housing market, loan and refinancing activity has lenders looking for help.  |
Commercial Investment Real Estate Nov/Dec 2002 Stephen V. Jacquemin |
Understand Lender Criteria to Finance Manufactured-Housing Communities Manufactured-home community buyers have two main financing choices: long-term loans from institutional or conduit lenders or short-term bank loans. To obtain the appropriate financing for these investments, commercial real estate professionals should understand lender criteria for each type.  |