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Bank Systems & Technology May 4, 2005 Peggy Bresnick Kendler	Cards Product innovation is key to growth in the card business, but the ability to grow without sacrificing security, speed and reliability is critical. Banks that can provide these things will achieve success.
Insurance & Technology January 7, 2008 Peggy Bresnick Kendler	Real-Time Information Crucial To Informed Healthcare Decisions Facing increased pressure to control costs, the health insurance industry must empower consumers to make informed healthcare decisions by providing them with access to real-time information.
InternetNews August 2, 2010	Smart Card Shipments Explode What's going to drive even wider adoption of smart cards?
Bank Technology News February 2008 Michael Sisk	Open Road Estimates on the growth of the consumer-driven health care market vary, but virtually all predict robust increases.
Knowledge@Wharton	New Payment Methods Give Old-fashioned Checks and Credit Cards a Run for Their Money Emerging technologies are currently gaining momentum while paper check usage is in decline, according to a new study by the Federal Reserve...
Bank Technology News December 2009 John Adams	Post Oak Performs a Paper-ectomy While responsibility for insuring healthcare payments has been mired in political debate that's touched all points on the national intellect curve, the virtue of automating those payments should be of little doubt.
Insurance & Technology February 2, 2006 Maria Woehr	Aligning on Payments WellChoice and American Express have teamed to offer the American Express HealthPay Plus Card, a healthcare payment solution for participants in Empire Total Blue's consumer-directed health plan.
Bank Systems & Technology June 26, 2006 Maria Bruno-Britz	Jack of All Trades, Master of Most Cards once again are proving just how versatile they can be as payments instruments. The latest card push is in the area of healthcare flexible spending accounts.
Bank Systems & Technology May 1, 2006 Anthony O'Donnell	H$As: Sharing Some insurers are seeking to offer an end-to-end HDHP/HSA solution by creating their own banks to serve as custodians of the accounts. The challenge for banks is to make health insurers offering HDHPs see the value of what banks can bring to the overall consumer-directed health experience.
Bank Technology News January 2010 John Adams	Thank Payments Innovation a Bundle Like a specialist working with a primary care doctor, US Bank takes a tag-team approach to bundling commercial lending with payments and processing automation.
Insurance & Technology April 5, 2006 Anthony O'Donnell	In It Together Using client research, Cigna determined that the best offering for its employer health plan market was an integrated health savings account solution that offered a seamless experience for members and is partnering with JPMorgan Chase to provide it.
Bank Systems & Technology June 25, 2007 Maria Bruno-Britz	Payment Card Business Still Offers Variety of Opportunities for Growth Control over customer relationships is pushing card business to the next level.
Bank Technology News November 2005 Glen Fest	HSAs: Banks May need Plastic, Not paper Insurance providers dipping their toes into flexible spending and health savings accounts favor using cards instead of paper-intensive reimbursement methods, creating opportunities to partner with financial institutions.
Bank Systems & Technology December 1, 2003 Anthony O'Donnell	IRS OK's Health Card Techs Rulings pave way for next-gen administration of consumer-directed health plans.
Managed Care October 2003 John L. Phelan	Pay Incentives to Physicians For Filing Electronic Claims Physicians' well-known reluctance to invest in office computer hardware and software is costing health plans money. How to get the docs' attention?
Bank Technology News April 2009 Michael Sisk	Collecting on the Healthcare Promise John Reynolds, division president, Metavante Healthcare Payment Solutions, says banks must become "a single source vendor" to succeed in the emerging healthcare payments space.
Bank Systems & Technology January 29, 2008 Maria Bruno-Britz	Evolving Card Business Presents Opportunities and Threats for Banks Rapid advances in technology, the recent IPOs of Visa and MasterCard, an uncertain economy, and shifting consumer behaviors all are converging to create a whirlwind of change -- and opportunity -- in the card space.
Insurance & Technology November 24, 2003 Anthony O'Donnell	IRS OKs Health Card Tech IRS rulings have authorized the use of debit and credit cards by flexible spending account (FSA) and health reimbursement arrangements (HRA). Companies are working to develop a combination health plan ID and payment card to access account funds.
Bank Systems & Technology February 10, 2004 Cynthia Ramsaran	Rock, Scissors, Plastic There will be a rise in plastic payments in 2004 because of the availability of more merchants accepting credit, analysts say.
Bank Systems & Technology July 5, 2004 Judy Ward	Business Debit Card Marketing Heats Up North Dallas Bank is among the institutions aiming to take advantage of the payment option.
National Real Estate Investor July 1, 2006 David Cardwell	Electronic Payments Accelerate Cash Flow Adept property managers are encouraging the use of electronic payments and customizing options to meet residents' needs. Electronic payments help close new business faster, accelerate the availability of funds, reduce delinquencies, and enhance security.
Bank Systems & Technology August 13, 2009 Maria Bruno-Britz	Debit Cards 'Top of Wallet' for Consumers, Says TowerGroup The recession is impelling more Americans to turn to debit cards as a means of better controlling their spending.
Bank Technology News December 2007	Payments: Growth of Debit-Card Use Outpaces Credit Cards Are Americans outgrowing credit cards? For the past few years, debit-card usage has grown by double digits, far ahead of credit cards. Meanwhile, check use is fading fast.
Insurance & Technology February 7, 2004 Julie Gallagher	Taking a New Look at HSAs Self-service tools support newly authorized health savings accounts
Bank Technology News April 2011 John Adams	The Opportunity is in The Partnerships An important IT focus is integrating payments into a larger platform that's evolving toward remote channels like mobile. For U.S. Bank's Ralph Berstein, the best experience in consumer-driven healthcare is one that mimics the old flash-a-single-card world that we've all been told is gone for good.
Bank Systems & Technology August 15, 2008 Maria Bruno-Britz	JPMorgan Introduces Prepaid Card for Workers Comp Payments The Chase Workers Compensation Card is designed to help insurance companies gain efficiencies and to provide an alternative payments method for individuals entitled to workers compensation.
Insurance & Technology November 17, 2004 Wendy Toth	Easy Money Hartford Life has made flexible spending accounts an option for more consumers by utilizing debit cards. This convenience is maintained through a technology network supported by proprietary software. Since rolling out the program, the company has doubled its FSA participation.
Managed Care April 2007	Consumers Upset By High Cost of Administration When it comes to health care administrations, there is a wide gap between what executives of hospitals and insurance companies believe it costs and what consumers believe.
Bank Technology News July 2008 Shari Krikorian	B2B Payments Face Major Transformation Across the globe, market forces such as innovation, the need for efficient cash flow management models, cross-border trade and new industry standards are shaping the future of the B2B payments industry.
Entrepreneur October 2006 Melissa Campanelli	Plug and Pay Credit cards aren't the only way to pay online these days.
Bank Technology News May 2005 Holly Sraeel	Nonbank Payments: Are Banks Green? Yes And No. If you take cash and payments out of the equation, who needs banks?
Insurance & Technology September 5, 2006 Anthony O'Donnell	Customer-Centric Cash Flow Insurers have continued to lag behind other industries in one of the most important contact points with customers: the exchange of funds.
CRM February 2012 Leonard Klie	Consumers Want NFC-Enabled Mobile Wallets An analyst firm predicts that mobile shopping will create a multi billion-dollar industry for credit card companies, online retailers, and mobile operators.
Bank Systems & Technology May 8, 2007 Maria Bruno-Britz	Corporate Clients Inceasingly Favor Card Payments, Visa Says Banks have an opportunity to help corporate customers increase efficiencies by implementing more e-payments.
Bank Systems & Technology January 1, 2007 Phil Britt	Consumers Favor Cards for Payments in Increasing Numbers This past year saw a significant increase in consumers' use of debit cards and prepaid cards, while credit card usage remained strong. The trend is expected to continue, insiders say, potentially creating new revenue streams for banks.
Entrepreneur February 2006 Edwards & Edwards	Paying Yourself with Credit Cards Should you use low-interest credit cards to fund your homebased startup? Our experts weigh in.
Bank Technology News January 2007 Glen Fest	Cards: Opportunities Abound In Crowded Payments Field Although credit and debit card usage accounts for more than half of all in-store purchases, a multi-trillion dollar slice of the payments market remains for the taking.
The Motley Fool June 11, 2007 Selena Maranjian	Will That Be Credit or Debit? Think twice before assuming you're using the right card.
The Motley Fool January 11, 2012 Robert Eberhard	I Will Not Use Credit Cards in 2012 After a decade in debt, the author swears off plastic for good.
CRM June 2011 Koa Beck	Can Mobile Help Clarify Confusion Over Reforms? Healthcare reform has thrown everything up for question.
Insurance & Technology April 15, 2010 Lisa Valentine	Carriers Look to Billing to Improve Customer Service and Retention Billing is a critical but often overlooked aspect of customer service and retention -- not only for policyholders, but for agents and distributors as well.
Financial Planning April 1, 2007 Leif Wellington Haase	To Our Health With healthcare costs continuing to spiral out of control, it's time for Americans to take a serious look at solutions.
Insurance & Technology April 5, 2006 Anthony O'Donnell	Partners and Rivals The shift by consumers to lower-premium high-deductible health plans along with the redirection of healthcare dollars into bank accounts represents a serious challenge for insurers, and a serious opportunity for banks and other financial services companies.
Insurance & Technology August 25, 2004 Anthony O'Donnell	Health Insurance Transformation In order to maintain its own fiscal health, the health insurance industry must build the technology and processes needed to meet consumerism's demands.
Bank Technology News December 2010 John Adams	Canadian Banks Take Debit Contactless Believing consumers are ready to abandon cash for small purchases, Scotiabank and RBC will be the first banks to put InteracFlash chips onto their debit cards in Canada.
Managed Care November 2001	Drug Discount Cards May Not Be Full Answer A fair number of consumers have turned to discount prescription cards to help pay for medications but the value of these cards is in doubt...
Insurance & Technology August 2, 2010 Nathan Golia	PHRs Gain Popularity Among Insurers Health insurers are looking to consumer-directed online personal health records as a way to encourage members and providers to share updated healthcare information.
U.S. Banker August 2010 Glen Fest	Prepay Play Exempt from a proposal to limit interchange fees, reloadable cards could soon gain more luster with banks.
Managed Care June 2007	Which Insurer is Best at Paying Docs? Prompt and accurate payment by insurers is important to physicians. Here are the best and the worst insurers at paying.
Bank Systems & Technology May 15, 2008 Maria Bruno-Britz	Banks Eye Opportunities in Healthcare Beyond HSAs Banks are beginning to eye opportunities in the healthcare space beyond offering health savings accounts. Fifth Third's Web-based ERA Integration service is designed to provide healthcare clients with a single, manageable data file that enables automated posting.