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FDIC FYI
April 21, 2003 |
Risk-Based Capital Requirements for Commercial Lending: The Impact of Basel II The purpose of this article is to demonstrate the mechanics of the Basel II risk-based capital calculation for commercial credit exposures, and to present evidence on the impact of the new calculations on capital requirements for syndicated loans.   |
FDIC FYI
January 14, 2003 |
Basel and the Evolution of Capital Regulation: Moving Forward, Looking Back How much capital is enough? How bank regulators have answered this question during the post World War II period has been shaped by two contending strands of thought. |
CFO
December 1, 2003
Randy Myers |
Basel's New Balance A new accord may soon help banks lend more for less. |
CFO
October 1, 2007
Rob Garver |
One Nation, Left Behind The race to cut compliance-based capital has begun, and U.S. banks are trailing the pack -- badly. |
OCC Bulletin
July 15, 1999 |
Summary of the Basel Committee's Consultative Document: "A New Capital Adequacy Framework" The paper describes a framework for bank supervision and regulation that contains three "pillars" -- a regulatory capital minimum, an enhanced supervisory review process, and more effective use of market discipline through disclosure. |
Finance & Development
December 1, 2000
Cem Karacadag & Michael W. Taylor |
Toward a New Global Banking Standard: The Basel Committee's Proposals The Basel Committee's new capital framework proposals will have important implications for developed and developing countries alike. Although many details remain to be worked out, it is not too early for countries to start preparing for the proposals' implementation. |
OCC Bulletin
September 25, 2006 |
Proposed Revisions to (1) Risk- Based Capital Rule Implementing the new Basel Capital Accord and (2) Market Risk Rule This bulletin briefly summarizes two Notices of Proposed Rulemaking. The first NPR would implement new risk-based capital requirements for large or internationally active U.S. banking organizations. The second NPR proposes changes to the current risk-based capital charge for market risk. |
OCC Bulletin
December 28, 2006 |
Risk-Based Capital: Domestic Capital Modifications This Notice of Proposed Rulemaking is applicable to banking organizations that are not subject to the Basel II NPR that was separately proposed on September 25, 2006. |
FDIC FYI
November 4, 2003
Puwalski & Williams |
Economic Conditions and Emerging Risks in Banking The two main economic concerns of the past two years, a lack of new jobs and lackluster business investment, finally appear poised to subside. |
CFO
March 1, 2007
Rob Garver |
Nothing to Bank On Bank executives will undoubtedly spend much of the next year assessing the likelihood and impact of new rules, while at the same time trying to keep earnings growth on its upward trend. |
OCC Bulletin
October 20, 2005 |
Risk-Based Capital: Domestic Capital Modifications The Advance Notice of Proposed Rulemaking suggests modifications to our domestic risk-based capital rules, which are based on the 1988 Basel Accord (Basel I). |
Bank Systems & Technology
August 30, 2005
Phil Britt |
Comprehensive Controls The better control a bank has on its risk exposure, the better its opportunity for profitability. Still, many financial institutions continue to struggle to establish enterprisewide risk management controls that provide a true picture of risk across the organization. |
The Motley Fool
September 22, 2006
Stephen D. Simpson |
A Closer Look at Bank Stocks Learn the secrets of investing in this often-intimidating sector. |
National Real Estate Investor
February 1, 2007
Ben Johnson |
Small Banks, Big Risks In the new era of commercial real estate lending, federal regulators are pressuring even the smallest banks to upgrade their portfolio analysis capabilities to avoid the pitfalls of past downturns. |
U.S. Banker
September 2005
Thomas W. Killian |
Designing an [Optimal ] Capital Structure Nimble capital management can help non-Basel II-adopting banks level the competitive playing field. |
Bank Systems & Technology
September 15, 2010
Penny Crosman |
Top 7 Ways Basel III Affects U.S. Banks and Their IT Departments New capital rules will drive banks to use new risk models and perform data integration projects. |
BusinessWeek
April 17, 2008 |
The Lowdown on Basel II Its No. 1 goal is to smooth out financial crises, and its main method is fine-tuning banks' capital requirements. |
FDIC FYI
December 10, 2003
Steven Burton |
A Portfolio Perspective for Evaluating the Adequacy of the Insurance Funds FDIC economists have teamed up with prominent members of the academic community to develop a state-of-the art approach to measure risks posed to the bank (BIF) and savings association (SAIF) insurance funds. |
The Motley Fool
August 31, 2005
Stephen D. Simpson |
A Closer Look at Bank Stocks These investors must deal with unusual terms and funny-looking financial statements, but the rewards can be well worth it. |
BusinessWeek
April 17, 2008 |
The Story of Basel II So Far... A chronological look at the Basel II banking accord since its inception in 2004. |
CFO
March 1, 2008
Karen M. Kroll |
Pedaling As Fast As They Can Companies will now need to work harder for credit, as banks' markedly different posture on lending money is affecting businesses of all stripes -- not just those in default. |
FDIC FYI
August 5, 2004 |
FYI: An Update on Emerging Issues in Banking The FDIC has replaced on its website the FYI dated December 8, 2003, titled "Estimating the Capital Impact of Basel II in the United States," with a corrected version. |
Wall Street & Technology
May 25, 2005
Maria Santos |
Risky Business By formally introducing operational risk into risk management and capital calculation, Basel II is moving top-tier financial institutions to clearly identify, measure and report information related to operational risk. |
OCC Bulletin
August 4, 2003 |
Proposed Revisions to Risk-Based Capital Implementing the new Basel Capital Accord This bulletin briefly summarizes the Advance Notice of Proposed Rulemaking (ANPR) and Supervisory Guidance developed for corporate credit risk and operational risk that were published today in the Federal Register. |
Bank Systems & Technology
May 24, 2007
Nancy Feig |
Banks Make Headway Towards Basel II While international banks have made considerable progress toward complying with the provisions of Basel II, US banks still are waiting for the final rules. But that isn't keeping them from reexamining their risk management technologies. |
Bank Systems & Technology
February 25, 2010
Penny Crosman |
Recalculating Risk: The New Rules of Risk Management New data management and risk analytics tools are giving banks such as ING, HSBC and Union Bank insight into enterprise-wide risk exposures and a head start on Basel II rules. |
Finance & Development
December 2010 |
Risky Business Global banks will adapt to the new international rules on capital and liquidity, but at what cost to investors and the financial system? |
CFO
March 1, 2005
Tim Reason |
A Love-Hate Relationship Banks and their customers have grown closer to, and more wary of, each other. |
Bank Technology News
August 2008
DiCristofaro & Kelly |
What's Driving IT Spend For Basel II The financial industry's largest banks and broker-dealers have faced considerable challenges in their efforts to improve financial risk management and satisfy evolving regulatory requirements generated by the Basel II Capital Accord. |
U.S. Banker
August 2010
Donna Alexander |
Is This Any Way to Stimulate Global Trade? The Basel Committee's proposal to raise capital requirements for trade-finance instruments could force banks to scale back lending. |
U.S. Banker
April 2007
Karen Krebsbach |
International-Rule Adoption May Harm Emerging Economies Traditional approaches to bank supervision could actually hurt the societies they're aiming to protect, particularly those in emerging economies. |
Bank Systems & Technology
August 30, 2005
Maria Bruno-Britz |
Standard Jumps on Standards Johannesburg-based Standard Bank chose SunGard's Capital Manager for Basel II solution for its Basel II compliance and capital management needs. |
Bank Systems & Technology
May 8, 2007
Nancy Feig |
Technological Improvements Crucial To Greater Transparency In Banking Supervision Traditional approaches to government supervision of banks may actually hurt development and lead to greater corruption in lending in some countries, according to research. |
Bank Systems & Technology
March 29, 2006
Maria Bruno-Britz |
Hidden Opportunity In preparation for a 2008 deadline, banks are starting to buckle down and initiate their Basel II strategies. With the purchase of a credit risk product from Reveleus, an i-flex solutions company, Wells Fargo is among the financial institutions readying itself for the new regulation. |
U.S. Banker
February 2008
John Adams |
Waiting for the Other Shoe To Drop? Not Really. We'll soon see how contagious the mortgage flu is for other banking business lines, particularly corporate lending. |
CFO
October 1, 2006
Fink & Durfee |
The 2006 CFO Survey of Trends in Banking Finance executives' concerns about the banking industry. |
Bank Systems & Technology
December 19, 2007
Nancy Feig |
Major Canadian Banks Become Basel II Compliant IT vendors that helped major Canadian banks achieve Basal II compliance are passing on their knowledge to smaller Canadian and US banks. |
Bank Systems & Technology
May 24, 2007
Nancy Feig |
Basel II's Three Pillars of Compliace While the minutiae of the supervisory regulations issued for Basel II by the Bank for International Settlements is as drawn out as its official name, there are three simple points around which the accord is based. |
Wall Street & Technology
September 23, 2005 |
Basel II Falls Flat Despite increased efforts, banks are less certain about the benefits of Basel II compliance, according to a recent survey. |
U.S. Banker
December 2009
Michael Dumiak |
Unmet Capacity Underscores Emerging Market Woes Financial institutions in developing countries face huge hurdles in politicking for reduced Basel II capital requirements on short-term loans. But they may open debate on competition. |
Bank Systems & Technology
October 6, 2006
Nancy Feig |
Basel II Drives ERM The consensus among bankers and experts is that Basel II is the driving force behind enterprise risk management. |
eCFO
April 2001
Adam Lincoln |
Basel Faulty Managers at some smaller companies complain that Basel II will lower adequacy ratios on loads to healthy corporations but will raise the bar on loans to less-sound businesses... |
OCC Bulletin
December 6, 2000 |
Risk-Based Capital The Agencies are proposing to modify the risk-based capital treatment on claims against certain securities firms. The proposal would reduce the risk weight on claims on, or guaranteed by, qualifying securities firms to 20 percent from 100 percent... |
Bank Technology News
May 2007 |
The Six Regulatory Areas That Are Altering Bank Life Regulation is a part of bank life. Failure to comply shouldn't be. |
BusinessWeek
May 27, 2010
Yalman Onaran et al. |
The Battle Over Bank Rules at Basel III Efforts to correct the mistakes that led to the global meltdown are meeting resistance from banks in the U.S. and Europe |
Bank Systems & Technology
March 27, 2008
Mike McDonough |
Centralized and Single-Platform Operations Reduce Overall Trade Finance Risk Banks with centralized operations and banks with all of their operations on a single platform will have a distinct advantage because there is lower operational risk generally associated with these structures. |
Wall Street & Technology
March 21, 2006 |
Basel II Progress Varies by Region When it comes to implementing Basel II compliance technologies, financial institutions' progress is all over the map: Europe is leading the race to comply... U.S. progress has been slowed due to uncertainty about the format and deadline... |
Wall Street & Technology
July 1, 2005
Maria Santos |
Top 5 Risk Initiatives Financial institutions have a lot to focus on in the risk department. Here are this year's top five risk initiatives. |
