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U.S. Banker August 2004 John Engen |
Conquerors, Come All Capital-rich foreign banks are scouring the U.S. in search of targets to offset tough growth prospects at home. Someday soon, the notion of banking as a merely national, not global, endeavor might seem quaint.  |
U.S. Banker September 2001 Robert A. Bennett |
Marty McGuinn, Revolutionary Mellon's CEO doesn't look particularly macho, but he's aggressively taken the bull by the horns and returned his venerable bank to its trust company roots...  |
U.S. Banker August 2002 John Engen |
A Remade Mellon When Mellon opted out of retail in favor of asset management, shareholder services and human resources consulting a year ago, analysts praised CEO Martin McGuinn for his ambition as Pittsburgh locals groaned. Turning Mellon on its ear wasn't easy.  |
Bank Technology News March 2004 John Engen |
Growing Like Gangbusters Getting more bang for the buck is all in a day's work for Citizens Financial Group svp Tony Massaro, who finds he must innovate and integrate simultaneously. His answer: middleware, which enables him to meld a host of systems acquired along with 20 banks over the past decade.  |
U.S. Banker October 2001 Jack Milligan |
He'll Take Manhattan Disdainful of his rivals, Vern Hill, CEO of New Jersey's Commerce Bancorp, is plunging into the New York City retail banking market. He is determined to beat the world's biggest banks in their own backyard, and then to move north to Boston...  |
U.S. Banker November 2010 Bonnie McGeer |
Doing Noble Work Citizens Financial Group's emphasis on good citizenship is scoring high with customers -- and employees.  |
CFO February 1, 2003 Ian Rowley |
Banking On U.S. Acquisitions European financial institutions, their growth stymied at home, are targeting U.S. retail acquisitions.  |
Bank Systems & Technology November 4, 2003 Ivan Schneider |
Fast-Track Citizens Why do people continue to use bank branches despite the ready availability of automated alternatives? Who knows? But since they do, Citizens Bank has continued to place the branch at the center of its retail banking strategy.  |
U.S. Banker November 2003 |
Fleet of Foot and Playing the Whole Field The financial sector, with some notable exceptions, weathered the last three years of malaise much better than other parts of the economy. With so many bank players turning in eye-catching numbers, it would be hard not to argue the top picks on U.S. Banker's All-Star Team.  |
U.S. Banker November 2004 |
Banking's Big Leaguers In banking, as in baseball, there's a story behind every great player. USB's third annual All-Star Banking Team looks at the leaders behind the numbers.  |
U.S. Banker September 2010 Paul Davis |
Low Profile, Wide Reach With deals for four failed banks -- and perhaps more on the way -- First Citizens in North Carolina is quietly building itself into a national player.  |
U.S. Banker October 2007 John Adams et al. |
The New Establishment From newcomers to those taking on new assignments, these women's star quality has them front and center in the banking industry. A look at whose influence is gaining ground and growing fastest.  |
U.S. Banker January 2003 John Engen |
The Caffeine In Commerce Commerce Bancorp CEO Vernon Hill is laughing his head off these days. why not? His bank is an investor's dream and a rival's nightmare. Welcome to the big apple.  |
U.S. Banker January 2007 |
The Opportunists The banking industry turned in another round of record profits in 2006, but you wouldn't know it by listening to bankers.  |
Bank Technology News August 2006 |
Branches Take Center Stage: Invest or Fall Behind Branches are a top priority among chief executives who see them as the nucleus of their retail banking franchises. But not all chief executives have been as quick to rethink, retool and reinvigorate their branches as their more aggressive peers.  |
U.S. Banker January 2006 John Engen |
Fabulous on the Fundamentals The first three quarters of 2005 were the most profitable in banking history, with record earnings of $102 billion. But already in 2006, analysts see signs of change in the overall approach bankers take to the business.  |
U.S. Banker October 2008 John Engen |
Got Deposits? The implications of the present shakeout won't be fully understood for years, but it seems clear that the competition for deposits will be more intense in the years ahead.  |
Bank Systems & Technology May 1, 2006 Phil Britt |
Don't Shutter the Branch Yet Despite all the attention given to online banking and self-service, for now, branches remain a strong component of banks' channel strategies, evidence suggests.  |
U.S. Banker November 2002 Karen Krebsbach |
Citigroup's Big Bet on China China is the final financial frontier for U.S. banks, as the country's protectionist measures begin to dissolve under WTO membership. Citibank, which has been offering corporate services on the mainland since 1902, is poised to grab a large share. But will being the early bird pay off?  |
Bank Technology News February 2006 John Adams |
Small Business: Heritage's Shopping Remote Capture Heritage Bank is allowing small business customers to deposit checks electronically and remotely, allowing the bank to stretch beyond its traditional footprint  |
U.S. Banker January 2005 John Engen |
Twenty Twenty Vision The economy might be lukewarm, but banks in the Pacific Northwest are hot. It's not unusual to see ROEs and P/Es hovering at 20. The region's rise as a banking power center is due to a crop of sharp CEOs adeptly firing up the front lines and outperforming their national peers.  |
FDIC FYI October 26, 2006 |
Highlights from the 2006 Summary of Deposits Data This issue of FYI graphically highlights preliminary conclusions from the 2006 Summary of Deposits data regarding information on deposits and offices in operation.  |
U.S. Banker July 2008 John Adams |
Red Carpet Service For the Worried There are plenty of consumers nervous about their financial health these days, who seek a voice of calm and solid advice and banks see this need as an opportunity to build long-term relationships that extend beyond loans and deposits.  |
FDIC FYI October 20, 2004 |
Branching Continues to Thrive as the U.S. Banking System Consolidates Despite consolidation, branches remain a valuable resource in helping banks generate fee income and possibly better manage their overhead expenses.  |
FDIC FYI October 18, 2005 Timothy Critchfield |
FYI: An Update on Emerging Issues in Banking Highlights from the 2005 Summary of Deposits Data, which details total deposits at the individual office level for every FDIC-insured institution.  |
Bank Director 3rd Quarter 2010 Jack Milligan |
The Big Retail Showdown Despite countless warnings that the industry has hit a wall on brick-and-mortar viability, lots of financial institutions are holding their ground, determined not to let this era become branching's last stand. Can branches remain profitable once the dust settles on the current economy?  |
BusinessWeek June 23, 2011 Dakin Campbell |
JPMorgan's Contrarian Bet on Bank Branches JPMorgan seeks a source of cheap funds as rivals retrench. Analysts are skeptical.  |
Bank Systems & Technology June 20, 2008 Paula Damiano |
Citizens Bank Rolls Out GoldTracks Records Management System Citizens Bank will use GoldTracks document tracking and imaging solution to automate and centralize its loan operations.  |
The Motley Fool July 26, 2007 Emil Lee |
6 Keys to Bottom-Fishing for Banks A tip sheet for buying banks on the cheap: 1. Low price-to-book multiple... 2. Small deposit premiums/high deposit quality... etc.  |
U.S. Banker February 2002 John Hackett |
Deposits Grow Despite Drop in Rates The stock market has driven depositors into the arms of banks, but will this love dissolve if the market comes back?  |
The Motley Fool July 23, 2007 Michael Leibert |
A Banking Duo's Swan Song Newly merged Bank of New York and Mellon bid individuality adieu. In their final separate financial results both banks showed strong performance, which is expected to continue at Bank of New York Mellon.  |
U.S. Banker February 2002 David Lo |
Escape the Knife Bank marketers are spending as much -- or more -- than ever on retail ads despite an economy that's in the dumps...  |
Bank Technology News March 2007 Glen Fest |
Business Banking: Small Banks Beefing Up Commercial Capabilities Four in five community institutions say they will increase tech spending on capabilities such as cash management and imaging to attract corporate banking customers.  |
U.S. Banker March 2002 Mark Bruno |
Breaking Point The mania for maximizing profits is taking its human toll, stressing and overextending employees. And that toll is costly to banks. But, in the current environment, can anything be done about it?  |
Bank Systems & Technology March 7, 2005 Judy Ward |
Can You Hear Me Now? To improve customer service and employee efficiency, Citizens Bank, N.A., officials knew that they needed to upgrade the bank's telephone system with VoIP.  |
Bank Technology News June 2007 Glen Fest |
Online Banking: Mellon Plots Its Merger of Wealth Services As the lines blur between the needs of institutional investors and individual high-net-worth portfolios, so do the retail and commercial distinctions for Pittsburgh-based Mellon Financial.  |
U.S. Banker December 2001 John Hackett |
Branches -- Hot New Delivery Channel With banks in a struggle for customers, branches have become in-the-field artillery. After years of fiddling with newfangled delivery channels, bankers across the nation are rediscovering that branches can be their most powerful weapons...  |
Bank Technology News August 2006 Michael Dumiak |
Image Capture: Scanning a Trend: Banks See Buy in Banks expect that companies, particularly those with disperse footprints, will demand remote-deposit image capture services.  |
U.S. Banker August 2001 |
Mellon Finally Takes the Plunge Mellon Financial Corp. is pulling out of the mundane business of serving the ordinary banking consumer to focus on wealth management.  |
Bank Technology News April 2009 John Adams |
Take Stock of Your Own Real Estate The arrival of automated branch performance management at Summit Bank also came with a 95 percent cost haircut, a welcome savings in a time where every dollar is gold.  |
U.S. Banker May 2011 Matthew de Paula |
New Adventures in Branch Banking More banks are thinking about not just how to redesign their branches, but how to redesign their entire branch experience.  |
The Motley Fool April 17, 2007 Dave Mock |
Citizens Communications: Cash Calling Beyond organic growth, the telecom's 6.5% yield gets investors more than halfway to beating historical market returns.  |
The Motley Fool January 18, 2006 Stephen D. Simpson |
In SunTrust Should You Trust? This bank has good market share and a solid growth history, but also expensive deposits and a reliance on real estate lending. Investors should carefully consider those issues before buying.  |
Bank Technology News October 2006 John Adams |
Business Banking: Online Courier Aids In Deposits The Southwest's largest privately held bank, 1st National Bank of Arizona, is Web-enabling business deposits. Free hardware, it hopes, will provide a greater boost.  |
The Motley Fool November 3, 2011 Morgan Housel |
How Successful Will Bank Transfer Day Be? Consumers might switch to credit unions where they get better service and lower fees, and for-profit banks might stem some of the rampant deposit growth and unprofitable customers that have been crimping profits. If only more protests could work this well.  |
U.S. Banker October 2001 Paul Muolo |
How Much Can They Take? It's hard to imagine Mellon Financial Corp. messing up the way it did in its contract to process individual tax returns for the Internal Revenue Service...  |
Financial Advisor June 2006 Evan Simonoff |
Inside Mellon Increasingly, banks like Mellon are raising the level of their game and competing in the same space as many independent financial advisors. With modest minimum account sizes of $1 million, many of the nation's ubiquitous millionaires-next-door are welcome at the tony private banking unit.  |
Finance & Development September 1, 2002 Nsouli & Schaechter |
Challenges of the "E-Banking Revolution" Electronic banking is the wave of the future. It provides enormous benefits to consumers in terms of the ease and cost of transactions. But it also poses new challenges for country authorities in regulating and supervising the financial system and in macroeconomic policy.  |
The Motley Fool May 3, 2007 Dave Mock |
Fantastic? No. Respectable? Yes. Citizens Communications looks like it can grow in a tough market. The company reported a 10% jump in revenues to $556 million and a whopping 40% increase in earnings to $0.21 per share.  |
OCC Bulletin August 12, 2002 |
International Banking Activities Capital Equivalency Deposits A new rule amends the OCC's regulation regarding the capital equivalency deposits (CED) that foreign banks with federal branches or agencies must establish and maintain.  |