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U.S. Banker July 2011 Alan Kline |
Morality Play People who repeatedly overdraw their accounts are very profitable, but Rusty Cloutier, CEO of Midsouth Bank in Lafayette, La., isn t so sure what' s good for his bank is necessarily good for these customers.  |
U.S. Banker July 2011 Glen Fest |
Hoping to Make Watson Elementary Key players in payments are discussing how technology in IBM' s supercomputer Watson might revolutionize fraud monitoring or credit evaluation, and even sit in for human operators.  |
U.S. Banker July 2011 Glen Fest |
A Case for Payday Loans Payday lenders seemingly have few friends in high places, but they recently found sympathy from a surprising source: an economist at the Kansas City Fed.  |
U.S. Banker July 2011 Laura Thompson Osuri |
The Truth About the Underbanked A dearth of relationships with the underbanked has perpetuated the shortage of insight into how low-income consumers manage their finances. Enter the U.S. Financial Diaries.  |
U.S. Banker July 2011 Phil Angelides |
Four Steps to Reinvent the Financial Industry Have we learned the lessons of the financial crisis? The answer lies somewhere between no and not enough, says the author, who is a former chairman of the Financial Crisis Inquiry Commission.  |
U.S. Banker July 2011 Harry Terris |
Pain and Gain in Bank Stock Offerings Recent stock sales impacted bank issuers differently, depending on why they came to market. But nearly all of them outperformed the KBW Index in the ensuing month, even those suffering heavy dilution.  |
U.S. Banker July 2011 Harry Terris |
Bank Reputation: Getting Just a Little More Love For most large companies, products and services are what cements a strong reputation. Not so for banks. At least since the crisis, consumers have cared more about the governance of banks. And even more than governance, what they care about now is performance.  |
U.S. Banker July 2011 Kate Fitzgerald |
Roles Will Be Redefined Banks and retailers are no longer fearful of the changing payments landscape, but they are still struggling to find their place in it. A report from Card Forum.  |
U.S. Banker July 2011 |
People What s next for Heidi Miller; Amalgamated hires PE vet Edward Grebow; Jane Thompson retires from Wal-Mart; time to regroup at UBS.  |
U.S. Banker July 2011 |
Back Porch Select quotes from the world of financial services.  |
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