Bank & Financial

Magazine articles on banks, brokerages, and credit card companies.

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U.S. Banker August 2009 Anthony Malakian	Upping the Ante The first-time homebuyer tax credit included in the economic stimulus bill is due to expire Nov. 30, but with home sales still sluggish, efforts are underway in Congress to extend the tax break into 2010 and perhaps even expand it to all home buyers.
U.S. Banker August 2009 Charles Keenan	The Next Frontier Experts say there's good reason to believe that mobile payments will become as widespread as Internet banking and ATMs. And if banks aren't ready, other providers, such as wireless phone carriers and payment vendors, will steal the show.
U.S. Banker August 2009 Anthony Malakian	Smart Moves JPMorgan created the Home Ownership Center on its Web site to serve as a resource for customers struggling to make their mortgage payments. On the site, customers can learn about loan modification options, and apply for modification requests.
U.S. Banker August 2009 Anthony Malakian	A New, Old Message San Antonio-based Frost Bank changed its advertising because they wanted people to realize that they have the same capabilities and sophistication that larger banks have.
U.S. Banker August 2009 Joseph Rosta	A Slow Comeback for Chapter 11 Financing The debtor-in-possession market is not yet back to normal. Banks with no stake in a company facing Chapter 11 have been staying away. And many banks remain on a hiatus, concentrating on balance -sheet problems and wary of examiners' concerns about risk-weighted assets.
U.S. Banker August 2009 Alan Kline	Best of the Bunch There are a number of mid-tier banks (with assets between $2 billion and $10 billion) out there that have largely avoided the land mines and are still delivering solid, if not spectacular, returns.
U.S. Banker August 2009 Glen Fest	Brother, Can You Spare a Warehouse Line? While there are estimates that the warehouse business still has around 30 lenders providing services, a study found fewer than eight were taking new applications not tied to correspondent relationships.
U.S. Banker August 2009 Anthony Malakian	An End to the Roadblocks? The Independent Community Bankers of America's official position is that it opposes the Obama administration's branching proposal, reasoning that states should be allowed to make their own laws regarding competition.
U.S. Banker August 2009 Katie Kuehner-Hebert	Old Crimes, New Tactics Behold the counterfeit check -- the new face of bank fraud and other financial crimes.
U.S. Banker August 2009 Kathy Brister	Speaking the Same Language Inconsistent language use in banking is a major challenge as banks try to identify and contain their interconnected risk in the wake of the financial meltdown.
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